Farm underwriter Level 1(internal only)

HTM Insurance Company•Cobourg, ON

1d•Hybrid

About The Position

HTM Insurance is looking for a motivated and detail-oriented Junior Farm Underwriter to join our team. Reporting to the Vice President, Underwriting, you will support the underwriting team in processing new and existing farm business, including endorsements and renewals. This role is ideal for someone early in their insurance career who is eager to build specialized knowledge in farm underwriting.

Requirements

College diploma or university degree in business, administration, or insurance-related field
1–3 years of experience in the insurance industry or office administration
Strong attention to detail and organizational skills
Excellent communication and interpersonal skills
Ability to manage multiple tasks and meet deadlines

Nice To Haves

Enrollment in or willingness to pursue the CIP (Chartered Insurance Professional) designation
Experience in underwriting (property, auto, or farm)
Familiarity with mutual insurance systems
Understanding of the insurance industry, particularly the mutual system
Knowledge of policy wordings and underwriting principles
Familiarity with farm operations and farm rating (an asset)

Responsibilities

Process endorsements, cancellations, and new business within established service standards (five-day turnaround)
Enter and update policy data accurately in internal systems
Review insured history, including claims and prior underwriting decisions
Review inspections, photos, and supporting documentation; communicate concerns to brokers
Follow up to ensure risk improvement recommendations are completed
Assist with full farm submissions, including coverage selection (property, machinery, livestock, liability, etc.)
Order inspections and identify key areas of concern
Run weekly batch renewals for farm policies
Review underwriting “stops” (e.g., claims or risk changes) and make appropriate adjustments
Order inspections and take necessary follow-up actions
Build and maintain strong relationships with broker partners
Respond to broker inquiries via phone and email, providing timely and accurate support
Prepare correspondence including memos, emails, and letters to brokers and insureds
Review inspections and communicate risk concerns and recommendations
Monitor and correct system data errors on a daily basis
Participate in team meetings, training sessions, and industry events
Accompany inspectors on large farm operations when required
Contribute to underwriting discussions and team initiatives
Perform additional duties as assigned