Farm Underwriter

Germania Mutual•West Grey, ON

28d•Hybrid

About The Position

Germania Mutual Insurance is seeking a customer service-focused, and detail-oriented Farm Underwriter who is eager to communicate with brokers by phone and email and build strong relationships. This opportunity is well suited to both experienced insurance professionals with a background in Farm Insurance, and individuals with strong agricultural experience who are interested in building a career in underwriting. In this role, you will be responsible for assessing and underwriting farm risks, collaborating closely with brokers, and working with a team of underwriters to support sound risk selection. You will also contribute to the ongoing development of underwriting strategies that align with organizational goals and support our commitment to serving the agricultural community. Candidates with established underwriting expertise are encouraged to apply, as are those with agricultural sales, service, or operational experience who bring a strong understanding of farm practices and a desire to develop technical underwriting skills. Applicants from an agricultural background should demonstrate a willingness to engage in structured training and pursue relevant continuing education to build the insurance knowledge required for success in the role.

Requirements

Post-secondary education or equivalent business experience.
Completion or active pursuit of the CIP designation, or desire to obtain.
Minimum three years of experience in the Insurance Industry or Agriculture business/background.
Excellent analytical, communication, and decision-making skills.
Understanding of underwriting principles and practices.
Excellent communication and organizational skills
Demonstrated commitment to exceptional customer service, with the ability to actively listen, understand client needs, and deliver thoughtful, customer focused underwriting decisions that support both client satisfaction and business objectives
Ability to work independently and manage complex risks with confidence.
Strong interpersonal skills and a collaborative approach to problem-solving.
High attention to detail and a commitment to accuracy and service excellence.
Proactive mindset with a focus on continuous learning and professional development.

Nice To Haves

Experience with Guidewire and familiarity with the Mutual insurance industry are considered assets.

Responsibilities

Evaluate and underwrite Farm insurance applications in accordance with company guidelines and risk appetite.
Reviewing and completing policy change transactions, renewals and policy service inquiries.
Build and maintain strong relationships with brokers through responsive service and clear communication.
Ensure compliance with internal policies, industry regulations, and reinsurance requirements.
Participate in training and continuous improvement initiatives.
Maintain accurate documentation and clear rationale for underwriting decisions