Farm/Ranch Underwriter

American Family InsuranceSaint Joseph, MO
$88,000 - $145,000Hybrid

About The Position

Responsible for commercial lines underwriting activities, agency relationship management, product pricing, and applying sound underwriting judgment within assigned territory in line with corporate market direction, profit and production objectives. Serves as technical resource in multi-line underwriting environment, and principal contact for agents, monitors agency performance, and resolves billing and other agents’ service requests; participates in the agency review process in support of territorial initiatives.

Requirements

  • Demonstrated decision-making, analytical, and negotiation skills.
  • Extensive knowledge of commercial property, general liability, business auto, worker’s compensation and umbrella coverage.
  • Demonstrated commercial lines underwriting experience.
  • Demonstrated interpersonal, communication and negotiation skills.
  • Demonstrated ability to effectively interact with all levels of internal and external business partners.
  • Extensive commercial lines product knowledge and demonstrated experience including including multiple-lines ‘underwriting and customer relationship experience' in the property and casualty insurance industry.

Responsibilities

  • Develops strong business relationships with key agents and provide underwriting guidance to the agents.
  • Selects, prices and develops coverage terms for commercial lines accounts to achieve profitable underwriting results and assist with providing leadership, support, and coaching for the underwriting function
  • Manages a territory of independent agents to ensure that profitability and growth objectives for the company are being met
  • Reviews new business applications to evaluate the degree of risk involved
  • Accepts or declines risks based on the company's underwriting policies
  • Reviews application for completeness
  • Contacts agents for missing or incomplete information
  • Maintains a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills, and continued personal development to meet the company goals of quality and timeliness
  • Interprets insurance coverage's for agents and insureds
  • Maintains and establishes a good working relationship with agents and communicate underwriting decisions to agents and insureds

Benefits

  • Comprehensive medical, dental, vision and wellbeing benefits
  • Competitive 401(k) contribution
  • Pension plan
  • Annual incentive
  • 9 paid holidays
  • Paid time off program (23 days accrued annually for full-time employees)
  • Student loan repayment program
  • Paid-family leave
  • Relocation support
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