Executive Underwriter - Farm & Commercial

Grange Insurance Association•Seattle, WA

14h•$64,334 - $113,138•Hybrid

About The Position

Join Grange Insurance Association, a well-established leader in the insurance sector for over 130 years! Headquartered in the city of Seattle, with a footprint stretching across six Western states, we've been protecting families, farms, and businesses with unwavering commitment. As you embark on a fulfilling career with Grange, discover why our average employee tenure surpasses a decade. Make your mark with an organization that values quality, service, and the lasting impact you can bring! If hired in the Seattle area, 2 days/week in office is required. Position Overview: The Executive Farm & Commercial Underwriter evaluates Farm and Commercial applications for new and renewal business and requested changes for adherence to company guidelines, degree of risk, and potential for profitable results. This position entails frequent communication with claims, customer service, policyholders, agents, and other interested parties to obtain information, identify problem areas, determine appropriate action, and communicate and explain underwriting decisions. This is GIA’s highest level underwriter position and as such manages a more complex book of business and serves as a resource for less experienced staff.

Requirements

Bachelor's degree and six years related experience and/or training; or equivalent combination of education and experience
In depth knowledge of underwriting guidelines and underwriting philosophy
Extensive knowledge of Farm and Commercial coverage forms, exclusions, pricing, structure, and rating.
Knowledge of and ability to comply with all state or other regulatory agency’s laws, guidelines, and regulations
Excellent written and verbal communication skills. Must be able to effectively communicate with agents, insureds, mortgagees, lien holders, vendors and others through frequent written and telephone communication. A majority of communication takes place over the telephone
Proficiency in use of computers, including skills in Word, Excel, and email system and proficiency in the Company’s operating systems
Ability to work well with people and promote teamwork.
Good interpersonal and customer service skills
Ability to multitask and effectively and independently prioritize and manage complex workload while exhibiting very sound judgment
Occasional travel to agencies and events within assigned territory. Some overnight travel may be required
Deals with confidential information and/or issues using discretion and judgment

Nice To Haves

Relevant insurance designation such as Associate in General Insurance (AINS), Associate in Personal Insurance (API), Agribusiness & Farm Insurance Specialist (AFIS), or Associate in Commercial Underwriting (AU).

Responsibilities

Analyze underwriting data (claims history, reports, and risk assessments) to evaluate new and existing business
Apply underwriting judgment to approve, modify, or decline policies within your authority
Manage renewals and policy changes, determining whether to continue, adjust, or end coverage
Communicate decisions clearly with agents and insureds, including requesting information and explaining risk factors
Provide recommendations to improve risk quality and take action based on responses
Partner with internal teams to address policy, payment, and risk-related matters
Review and report on large losses to support ongoing risk evaluation
Build strong relationships with independent agents and agencies
Contribute to training efforts and share underwriting expertise with colleagues and partners
Collaborate with leadership on strategies and programs that drive profitable growth