Escrow Specialist II (Temporary)

Seacoast Bank CareersThe Villages, FL
Onsite

About The Position

This is a temporary employment opportunity and can be located in Stuart, Mt. Dora or The Villages in Florida. An Escrow Specialist II processes most escrow and insurance setup, analysis, maintenance, and disbursements. The specialist provides guidance to other associates, documents procedures, researches and corrects issues.

Requirements

  • High school graduate, some college preferred.
  • 2+ years general banking experience, including at least 3 years of experience in mortgage, commercial and/or consumer loan escrow processing or equivalent.
  • Possess strong PC skills, Word, and Excel, or equivalent.
  • Ability to transfer skills to other software programs.

Responsibilities

  • Procurement and payment of assigned lender paid escrowed items, including Homeowners Insurance, Property Taxes, PMI, LPMI, FHA, Mortgage Life-disability-accidental death Insurance prior to their due date avoiding any and all penalties and interest.
  • Evaluates loans and performs escrow analysis both when requested and annually to ensure all escrowed loans remain compliant.
  • Assists supervisor with performing quality control on processes and work to ensure compliance with RESPA, CFPB, state and federal law and investor guidelines that relate to escrow tax, flood and forced placed insurance requirements and PMI regulations.
  • Ensure adherence to AML/BSA requirements, operational procedures, audit procedures, risk/control expectations, dual control, security, Business Continuity, and all other regulated banking requirements.
  • Adhere to Seacoast Bank’s Code of Conduct.
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