Equity Research Senior Associate - FinTech

Citi • New York, NY

1d • $150,000 - $175,000 • Hybrid

About The Position

Citi’s Equity Research team is seeking a Senior Associate to support its Fintech research franchise and contribute to high-quality, independent investment insights for institutional clients globally. The role supports research, financial modeling, and client engagement across Fintech, brokers, asset managers, diversified financials, and the broader financial services ecosystem. It combines fundamental analysis, financial modeling, industry research, and the use of emerging AI-driven research methods within Citi’s global research platform.

The Senior Associate will work with senior research analysts to develop differentiated investment views and communicate complex financial and industry analysis as actionable insights. The role also involves responding to client inquiries, supporting investor events, applying technology to research workflows, and mentoring junior colleagues while maintaining regulatory and ethical standards.

Citi offers a hybrid working model with three days in the office and two days working remotely, professional development opportunities, wellbeing resources, access to senior leadership and global industry networks, and competitive compensation and employee benefits. The stated primary location is New York, New York. The full-time salary range is $150,000 to $175,000, with potential eligible incentive and retention awards.

Requirements

• Four to six years of experience in Equity Research, Investment Banking, Corporate Finance, Asset Management, Valuation, or another financial markets-related role.
• Strong understanding of financial statements, accounting fundamentals, and corporate finance.
• Experience building financial models and conducting company valuation analyses, such as DCF, comparable companies, or precedent transactions.
• Active holding of, or eligibility to obtain, SIE, Series 63, Series 86, and Series 87 licenses.
• Excellent analytical and problem-solving skills.
• Strong written and verbal communication skills.
• High attention to detail and ability to manage multiple priorities in a fast-paced environment.
• Intellectual curiosity and a genuine passion for financial markets and investing.
• Ability to learn quickly and develop expertise in a new industry or sector.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field.

Nice To Haves

• MBA, graduate degree, or CFA designation.
• Familiarity with the Financials or Fintech sectors, including brokers, asset managers, diversified financials, payments, financial technology platforms, or related financial services business models.
• Hands-on experience applying AI tools or data analytics platforms to investment research or financial analysis workflows.

Responsibilities

• Build, maintain, and update detailed financial models for companies across the Financials and Fintech landscape, including earnings forecasts, valuation analysis, and scenario modeling.
• Draft and co-author equity research publications, including earnings previews and recaps, initiation reports, industry deep dives, thematic research, and other sector-focused content.
• Analyze company fundamentals, industry trends, competitive dynamics, regulatory developments, and evolving technologies to identify investment themes, risks, and opportunities.
• Work with senior research analysts to develop differentiated investment views and translate complex analysis into actionable insights for institutional investors.
• Respond to internal and external client inquiries with timely, informed perspectives on sector developments and covered companies.
• Coordinate and support investor events, including management meetings, company visits, industry conferences, and calls with industry experts and consultants.
• Apply AI tools and emerging technologies to improve research workflows, data analysis, and the quality and efficiency of published research.
• Mentor and support junior team members through knowledge sharing and day-to-day guidance.
• Evaluate business and investment decisions with sound judgment and maintain the integrity of research outputs while adhering to regulatory and ethical standards.

Benefits

• Medical, dental, and vision coverage.
• 401(k).
• Life, accident, and disability insurance.
• Wellness programs and wellbeing support.
• Paid time off, including planned vacation time and unplanned sick leave.
• Paid holidays.
• Professional development and continuing education opportunities, including support for advanced qualifications.
• Competitive compensation and access to Citi employee financial programs.
• Potential discretionary and formulaic incentive and retention awards for eligible employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior