Entry Level Financial Analyst

Aston Carter•Columbia, MD

5d•$23 - $23•Hybrid

About The Position

The role processes complex loan and security transactions, performs detailed reconciliations, and analyzes pooled loan data from multiple mortgage servicers. It focuses on accurate collateral and bond payment information, compliance with legal and contractual requirements, and support for Collateral, Securities, Default, and Trust Administration activities. The position operates in a highly team-oriented, task-based and deadline-driven environment, with a hybrid schedule combining remote work and on-site attendance for training and monthly large team meetings. Certain analyses have fixed monthly deadlines and may require overtime. This is a contract position based in Columbia, Maryland. The stated pay range is $23.00 per hour. The position offers opportunities for professional growth and advancement. If eligible, benefits for this temporary role may include medical, dental and vision coverage; critical illness, accident and hospital coverage; a 401(k) retirement plan; voluntary life and AD&D insurance; short- and long-term disability; a health spending account; transportation benefits; an employee assistance program; and time off or leave, such as PTO, vacation or sick leave.

Requirements

Proficiency in Microsoft Excel, including formulas, pivot tables, VLOOKUP, and related analytical functions.
Strong data analysis skills, including the ability to identify, investigate, and explain variances in complex financial data.
Solid understanding of finance, accounting, or related quantitative disciplines.
Ability to research and interpret controlling legal documents related to collateral and bond payments.
Strong attention to detail and accuracy when processing complex transactions and reconciliations.
Effective written and verbal communication skills for interacting with servicers, investors, and internal teams.
Ability to work in a deadline-driven environment and manage multiple tasks simultaneously.
Bachelor’s degree in Math, Economics, Finance, Accounting, Statistics, Business, or a related field.

Nice To Haves

At least one year of financial services experience, which may include internship experience.
Experience working with pooled loan data and mortgage servicers.
Familiarity with Collateral, Securities, Default, and Trust Administration functions.
Experience with business analysis and financial analysis in a corporate or financial services environment.
Comfort using multiple database systems and tools for data entry, reconciliation, and reporting.
Ability to contribute to system enhancements, including user acceptance testing and feedback.
Interest in process improvement and automation to enhance operational efficiency.
Desire for professional growth and advancement within the organization.

Responsibilities

Process complex transactions and reconcilements related to loan and security payments accurately.
Provide mortgage servicers with remittance and correction information in a timely and accurate manner.
Monitor and analyze pooled loans to identify non-compliance and communicate relevant information to investors.
Evaluate servicer performance for compliance with agreements and servicing standards.
Research and interpret controlling legal documents relating to collateral or bond payment issues.
Collaborate with Collateral, Securities, Default, and Trust Administration teams to resolve discrepancies and ensure data integrity.
Use database systems and Microsoft Excel to identify, investigate, and reconcile variances in pooled loan data.
Participate in system enhancements by attending user groups, performing testing, and providing functionality feedback.
Identify, document, and communicate processing exceptions that could affect similar series across portfolios.
Maintain current working knowledge in an assigned area: Collateral, Securities, Default, or Trust Administration.
Train junior staff as needed and review their processing and reconciliation work for accuracy and completeness.
Recommend and implement automated solutions to improve efficiency and accuracy.
Meet monthly analysis and reporting deadlines, working overtime when necessary.
Collaborate with team members to achieve shared goals and deliverables.

Benefits

If eligible: medical insurance.
If eligible: dental insurance.
If eligible: vision insurance.
If eligible: critical illness, accident, and hospital coverage.
If eligible: 401(k) retirement plan, with pre-tax and Roth post-tax contributions available.
If eligible: voluntary life and AD&D insurance for the employee and dependents.
If eligible: short- and long-term disability coverage.
If eligible: health spending account (HSA).
If eligible: transportation benefits.
If eligible: employee assistance program.
If eligible: time off or leave, including PTO, vacation, or sick leave.