Enterprise Risk Officer

United Community Bank•Greenville, SC

1d•Onsite

About The Position

The Enterprise Risk Officer reports to the Director of Enterprise Risk Management (ERM) and is accountable for executing the bank’s Risk and Control Self-Assessment (RCSA) process for designated business units. The role serves as a resource for business leaders developing, executing, and evaluating risk assessments across the bank, including assessments for new products and services. It guides, consults with, and challenges first-line business functions through RCSAs and associated metric reporting, as well as work associated with second-line risk functions. The position supports an integrated approach across ERM programs, including Key Risk Indicators (KRIs), Issues Management, and Model and Non-Model risk management. Working closely with the Director of Enterprise Risk and Senior Enterprise Risk Officers, the Enterprise Risk Officer helps deliver strategic priorities for the bank’s ERM program and provides analytics, technology support, and research across the enterprise. The position offers visibility with senior leaders and exposure to various bank functions and business lines. This is a full-time, non-remote, exempt position. Employment is conditional on passing a criminal background and credit check.

Requirements

Bachelor’s degree in business administration or a related field.
Eight or more years of risk management experience in Enterprise Risk, Operational Risk, and/or Internal Audit.
Experience with risk and control process improvement, standardization and automation of business and control processes, quality assurance and control routines, and risk and control metrics and reporting.
Working knowledge of risk management principles, regulatory frameworks, and banking industry best practices.
Direct experience developing and/or executing risk and control assessment programs.
Ability to raise issues confidently, escalate early, and independently engage in constructive, credible challenge while simplifying complex topics and concepts.
Ability to synthesize data and observations from varied sources, deliver concise verbal and written summaries, and respond quickly.
Strong critical-thinking skills and practical knowledge of data analysis tools, statistical techniques, and risk management frameworks.
Advanced proficiency in Microsoft Office Suite (Outlook, Teams, Excel, PowerPoint, and Word) and business intelligence tools.
Motivated, deadline-driven, and results-focused.
Excellent written and oral communication skills.
Ability to work well with others at all levels of the organization.
Must pass a criminal background and credit check.

Nice To Haves

Ten or more years of financial institution experience.

Responsibilities

Evaluate and monitor applicable risks across designated areas of the bank, ensuring RCSAs and other risk assessments, including those for new products and services, reflect appropriate risks and controls.
Work with other departments to assess risks, recommend improvements, and ensure alignment with the bank’s strategic objectives and risk appetite.
Support the Director of ERM and KRI dashboard owners in delivering appropriate KRIs and associated reporting, including risk appetite measures and risk targets, tolerances, and limits.
Work collaboratively with key leaders across the organization on KRI reporting.
Manage the KRI Action Plan process and lead documentation with dashboard owners, including root-cause and industry analysis supporting actions reported to management and the board.
Monitor the enterprise issues management system, generate detailed reports on identified issues for relevant stakeholders, and provide effective challenge.
Contribute to developing and enhancing bank-wide risk reporting processes in support of the Risk Appetite Statement and risk-reporting framework.
Assist in delivering timely, high-quality reports for management and board-level committees, including the Enterprise Risk Committee, Risk Management Committee, and Board Risk Committee.
Assist with the ERM and Data Governance Program, supporting reporting practices and governance design.
Engage in ad hoc projects or requests as directed by the Director of Enterprise Risk Management.