Enterprise AI and Emerging Technology Risk Oversight Manager

U.S. Bank•Minneapolis, MN

2d•$170,255 - $200,300•Hybrid

About The Position

U.S. Bank is hiring a manager to lead second-line risk oversight for artificial intelligence, digital assets, and other emerging technologies. The role establishes and evolves a risk-based oversight approach; anticipates technology risks and regulatory developments; and provides independent review, credible challenge, and escalation of material risk considerations. It supports the Artificial Intelligence Technology Policy and related governance, oversees AI risk classification and tiering, and monitors trends, exceptions, and significant issues. The manager oversees risk related to digital asset activities, including stablecoins, tokenized deposits, custody and safekeeping, tokenization, and blockchain-enabled payments and settlement. The role challenges new products and material changes, evaluates relevant technology, financial, operational, cyber, compliance, and ecosystem risks, and establishes monitoring and reporting. It also provides forward-looking advice on emerging technologies, coordinates across risk disciplines, and represents second-line perspectives in regulatory, audit, and independent assessment activities. The role engages senior management and governance bodies, communicates complex technology developments in terms of business and risk implications, and partners with enterprise stakeholders on strategic initiatives. It leads and develops a team of AI, digital asset, and emerging technology risk professionals, builds technical and risk-management expertise, and develops accountability, succession, and talent strategies. The role requires working from a U.S. Bank location three or more days per week.

Requirements

Bachelor's degree or equivalent professional experience.
Extensive experience in enterprise risk management, technology risk, operational risk, compliance, cybersecurity, AI risk, financial services, or a related discipline.
Significant leadership experience in a large, highly regulated organization.
Demonstrated experience engaging senior executives, governance committees, regulators, auditors, and cross-functional stakeholders.

Nice To Haves

Advanced degree in business, risk, technology, law, or a related discipline.
Deep understanding of artificial intelligence, generative AI, agentic/autonomous AI, and emerging technology risk.
Working knowledge of blockchain/DLT, digital assets, stablecoins, tokenization, and digital asset custody, including associated operational, cyber, financial crime, and regulatory risks.
Strong understanding of the three-lines-of-defense model and independent risk oversight.
Experience establishing or transforming enterprise risk/governance programs.
Knowledge of financial services regulatory expectations and emerging AI and digital asset regulatory requirements.
Exceptional executive communication, judgment, influence, and organizational leadership skills.

Responsibilities

Provide senior second-line leadership for AI, generative AI, agentic/autonomous AI, blockchain/distributed ledger technology, and digital assets.
Establish and evolve the organization's risk-based approach to emerging technology oversight, anticipating risks and regulatory developments and translating them into oversight priorities.
Provide independent review, credible challenge, and escalation of material technology-risk considerations.
Lead second-line oversight supporting the Artificial Intelligence Technology Policy and associated AI governance processes.
Oversee AI risk classification and tiering; challenge governance, methodology application, and material changes; monitor trends, exceptions, and emerging risks; and report significant issues through governance forums.
Oversee the Bank's digital asset activities, including stablecoin and tokenized deposit initiatives, custody and safekeeping, tokenization, and blockchain-enabled payment and settlement use cases.
Review and challenge new digital asset products, services, and material changes through new-product and change-risk approval processes, ensuring alignment with approved risk appetite.
Oversee identification and assessment of digital asset risks, including cryptographic key management, smart contract integrity, wallet and custody security, network/protocol and consensus risk, reserve and liquidity management, and DLT platform operational resilience.
Coordinate with BSA/AML, sanctions, fraud, consumer protection, third-party, and cybersecurity risk partners to develop an integrated view of digital asset risk, including blockchain analytics and transaction monitoring.
Assess third-party and ecosystem risk associated with digital asset custodians, sub-custodians, blockchain networks, issuers, and technology providers.
Establish key risk indicators, monitoring, and reporting for digital asset activities, and escalate material risks, control gaps, and exceptions.
Maintain a forward-looking view of emerging technologies and assess implications for the Bank's risk profile, including autonomous and agentic AI, tokenization, programmable money, and AI convergence with digital asset platforms.
Connect emerging technology developments with existing enterprise risk disciplines where established capabilities appropriately address risks, avoiding duplicative frameworks.
Advise senior risk leadership on technology trends requiring increased attention, governance, or oversight.
Represent second-line emerging technology risk perspectives in regulatory, audit, and independent assessment activities; maintain readiness for evolving digital asset regulatory and supervisory expectations.
Ensure emerging technology oversight is explainable, traceable, and supportable, and coordinate across risk disciplines to provide an integrated view.
Provide credible challenge while maintaining clear accountability between first-line execution and second-line oversight.
Provide emerging technology risk perspectives to senior management and risk governance bodies; translate complex developments into clear business and risk implications; and escalate significant issues and methodology concerns.
Partner with enterprise stakeholders on strategic initiatives involving AI, digital assets, and emerging technology.
Lead and develop a team of AI, digital asset, and emerging technology risk professionals; build technical expertise and independent risk-management capabilities; establish accountability; and develop talent and succession strategies and a sustainable enterprise talent pipeline.
Work from a U.S. Bank location three or more days per week.

Benefits

Healthcare coverage, including medical, dental, and vision
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation from two to five weeks depending on salary grade and tenure
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law
Incentive and recognition programs
Equity stock purchase