Divisional Credit Manager

AutoZoneMemphis, TN

About The Position

The Divisional Credit Manager (DCM) is responsible for partnering with the International Commercial Credit Manager to help manage the Division’s portfolio of new and existing customers. Each DCM is responsible for supporting and helping grow the $650MM sales portfolio. DCMs are tasked with partnering with sales to support annual sales growth while scrutinizing financial data and analyzing/assessing risk exposures to minimize the risk of loss arising from failure of customers to repay their line of credit. The DCM should be able to provide coaching to the various functions within the field and recommendations on new business processes to improve efficiencies. The DCM assists with managing divisional portfolio through the KPI sales reports, identifying opportunities, and implementing best practices. The DCM has authority to establish $50k line of credit for small, regional, and large automotive repair/service concerns. The DCM is responsible for gathering all the information from the Credit functions (Credit Apps, Cash apps, Disputes, Collections, etc.) and cascading that to the appropriate field teams.

Requirements

  • Minimum age requirements may apply.
  • Eligibility and waiting period requirements may apply.

Responsibilities

  • Partnering with the International Commercial Credit Manager to help manage the Division’s portfolio of new and existing customers.
  • Supporting and helping grow the $650MM sales portfolio.
  • Partnering with sales to support annual sales growth.
  • Scrutinizing financial data and analyzing/assessing risk exposures to minimize the risk of loss arising from failure of customers to repay their line of credit.
  • Providing coaching to the various functions within the field.
  • Making recommendations on new business processes to improve efficiencies.
  • Assisting with managing divisional portfolio through the KPI sales reports, identifying opportunities, and implementing best practices.
  • Establishing $50k line of credit for small, regional, and large automotive repair/service concerns.
  • Gathering all the information from the Credit functions (Credit Apps, Cash apps, Disputes, Collections, etc.) and cascading that to the appropriate field teams.

Benefits

  • Competitive pay
  • Unrivaled company culture
  • Medical, dental and vision plans
  • Exclusive discounts and perks, including an AutoZone in-store discount
  • 401(k) with company match and Stock Purchase Plan
  • AutoZoners Living Well Program for free mental health support
  • Opportunities for career growth
  • Paid time off
  • Life, and short- and long-term disability insurance options
  • Health Savings and Flexible Spending Accounts with wellness rewards
  • Tuition reimbursement
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