Disbursement Specialist – Fixed Annuities

American National Insurance • League City, TX

1d • Onsite

About The Position

The Disbursement Specialist is responsible for reviewing and processing outgoing disbursements for annuity contracts, with a strong emphasis on accuracy, risk awareness, and timely completion. You will review distribution request forms received digitally, by email, and by mail; enter and validate data in multiple systems; and partner with internal teams to ensure funds are released correctly and on schedule.

Requirements

• Two years + of relevant work experience in a transaction-driven, detail oriented, and deadline focused work environment
• Strong attention to detail and commitment to quality—accuracy is critical
• Ability to learn new systems quickly and follow established procedures while handling changing priorities
• Strong written and verbal communication skills with a service mindset
• Self-motivated critical thinker who can research discrepancies and drive issues to resolution

Nice To Haves

• Work experience in any of the following fields: Insurance, banking, finance (2–3 years preferred)
• Working knowledge of basic accounting functions and/or bank procedures
• Experience processing disbursements, withdrawals, transfers, or other regulated financial transactions

Responsibilities

• Review and analyze distribution request forms and supporting documentation to ensure completeness and accuracy
• Process high-volume disbursement transactions including full/partial surrenders, systematic withdrawals, outgoing 1035 exchanges, and fixed or interest-only distributions
• Enter and validate data in administrative systems; resolve exceptions such as mismatched policy or banking information
• Screen disbursement requests for fraud prevention and escalate risk concerns appropriately
• Apply an understanding of tax codes and distribution rules to support proper tax reporting (e.g., withholding requirements, IRA/qualified plan distributions, transfers vs rollovers)
• Communicate with representatives, policy owners, and internal departments via email and by phone to resolve issues and meet service level agreements
• Manage work across multiple shared inboxes and workflow queues while maintaining strong attention to detail

Benefits

• Multiple medical plan options
• Dental coverage
• Vision coverage
• Basic life insurance
• Health savings accounts
• Company-funded 401(k) plan
• Paid time off
• Paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees