Director of Finance & Treasury

Carlisle•Memphis, TN

2d•Onsite

About The Position

The Director of Finance & Treasury will oversee daily, weekly, and long-range cash forecasting and liquidity planning, optimizing cash positioning across operating and corporate accounts to ensure adequate liquidity for operations, capital expenditures, and debt obligations. This role will also manage relationships with banking partners, cash-in-transit vendors, and payment processors, leading negotiations for banking services, fees, and credit facilities. The Director will establish and maintain treasury policies, monitor financial activities, and ensure timely reconciliation coordination with accounting teams. Additionally, the role supports debt management, refinancing, and capital planning, assists with financial modeling, and implements fraud prevention controls. A key aspect of this position is leading treasury technology enhancements, driving automation, and developing treasury staff. The position reports to the Controller and partners closely with Accounting, Operations, Risk Management, and the Executive Leadership team, located at our corporate office in Memphis, TN.

Requirements

Bachelor’s degree in Finance, Accounting, or related field
8–12+ years of progressive treasury/finance experience
Experience managing multi-location cash environments (retail/QSR preferred)
Strong knowledge of banking systems, treasury operations, and cash forecasting

Nice To Haves

Demonstrated experience leading teams, building processes, and implementing treasury technology or automation
Experience with establishing internal controls, providing audit support, and fraud prevention
Experience managing bank relationships, debt facilities, and lender reporting requirements.
Experience with ERP systems (e.g., Intacct, R365) and treasury management systems
Certified Treasury Professional (CTP) designation

Responsibilities

Oversee daily, weekly, and long-range cash forecasting and liquidity planning.
Optimize cash positioning across operating and corporate accounts.
Ensure adequate liquidity for operations, capital expenditures, and debt obligations.
Oversee and administer payment releases and payment controls.
Manage relationships with banking partners, cash-in-transit vendors, and payment processors.
Lead negotiation of banking services, fees, and credit facilities.
Oversee account opening/closing as needed, signatory management, and treasury controls.
Establish and maintain treasury policies, including cash handling, safes, and deposit controls.
Monitor ACH, wire activity, and payment approvals.
Establish and maintain credit card merchant services.
Ensure timely reconciliation coordination with accounting teams.
Support debt management/reporting, refinancing, and capital planning.
Assist with financial modeling related to funding strategies and growth initiatives.
Implement fraud prevention controls around cash, payments, and merchant transactions.
Partner with Risk Management on insurance, operational, and financial exposure areas.
Oversee monitoring of store deposit variances, armored car exceptions, and store compliance with cash procedures.
Ensure compliance with internal controls and audit requirements.
Lead treasury technology enhancements (TMS, ERP integrations, banking portals).
Drive automation in cash forecasting, reporting, and reconciliations.
Lead and develop treasury staff (analysts and cash specialists).
Establish KPIs and performance expectations aligned with organizational goals.