Director, Mortgage Operations

Premier America Credit Union•Chatsworth, CA

1d•Onsite

About The Position

The Director, Mortgage Operations directs and coordinates all mortgage lending operations activities within the mortgage loan function, including processing, underwriting, and funding. This position leads pipeline management, closing/shipping/boarding, and acts as a partner to Mortgage sales to meet business goals and ensure compliance with the credit union's lending policies. This role is also focused on process improvements to enhance member service and efficiencies within the lending department. Partners with mortgage sales and other lending and service functions in the credit union to enhance workflows, communication and member experience related to mortgage loans. Provides strategic oversight including but not limited to: processing, underwriting, and funding functions within the Real Estate division. Leads operational execution and performance across multiple teams, ensuring alignment with enterprise goals and regulatory standards. Partners cross functionally across the organization to develop and implement new lending products and programs that align with strategic business plans. Reviews regulations related to mortgages and implements new procedures within the department to stay compliant. Analyzes data and presents reports to leadership and various governmental agencies and auditors. Provides input into annual department budget and monitors performance to standards throughout the year. Manages multiple third-party relationships to provide excellent member access to lending products.

Requirements

10+ years of mortgage underwriting, processing, closing, and/or funding experience with progressive leadership experience
Management experience with demonstrated ability to effectively train and develop employees
Demonstrated ability to create and manage effective processes
Experience working within a structure and discipline of a large bank or credit union with mature operations
Extensive knowledge of government programs, underwriting guidelines as well as those of other conventional investors, state/local bond programs and mortgage insurers
Knowledge of lending products, policies and procedures, underwriting requirements, conventional and governmental loan requirements, operations, and compliance regulations
Understanding of real estate appraisals, title reports, and real estate transactions
Formal leadership training

Nice To Haves

Bachelor’s degree in business, accounting, finance, or related field preferred.

Responsibilities

Directs and coordinates all mortgage lending operations activities within the mortgage loan function, including processing, underwriting, and funding.
Leads pipeline management, closing/shipping/boarding.
Acts as a partner to Mortgage sales to meet business goals and ensure compliance with the credit union's lending policies.
Focuses on process improvements to enhance member service and efficiencies within the lending department.
Partners with mortgage sales and other lending and service functions to enhance workflows, communication and member experience related to mortgage loans.
Provides strategic oversight including but not limited to: processing, underwriting, and funding functions within the Real Estate division.
Leads operational execution and performance across multiple teams, ensuring alignment with enterprise goals and regulatory standards.
Partners cross functionally across the organization to develop and implement new lending products and programs that align with strategic business plans.
Reviews regulations related to mortgages and implements new procedures within the department to stay compliant.
Analyzes data and presents reports to leadership and various governmental agencies and auditors.
Provides input into annual department budget and monitors performance to standards throughout the year.
Manages multiple third-party relationships to provide excellent member access to lending products.