AVP, Mortgage Operations

Wintrust•Bloomington, MN

20h•Onsite

About The Position

Wintrust Mortgage was founded in 1981 to help customers achieve the American dream of homeownership and has since successfully navigated the ever-changing real estate market. As a full-service, federally chartered lender with offices located across the country, we’re dedicated to providing customers with a wide range of mortgage products and have the capability to lend in all 50 states. To complement the basic conventional, FHA, and VA loan programs, we are uniquely positioned to meet the needs of the continually evolving market. Wintrust Mortgage is part of Wintrust, a financial services company with more than $66 billion in assets. We have a culture that encourages an entrepreneurial spirit. We offer multiple opportunities for development and upward mobility. The AVP of Mortgage Operations is responsible for supervising select functions within the Mortgage Operations Department with a primary focus on Processing, Underwriting, and Closing. Oversee the daily operations within these functional areas, to ensure staffing and workflow efficiencies are continuously improving to meet and exceed industry standards and member and business partner experiences. Work closely with the VP Mortgage Operations Management to ensure their employees are performing as expected and works collaboratively to meet established goals and objectives.

Requirements

4+ years of supervisory/management experience
Advanced knowledge of all aspects of mortgage lending, servicing, or operational policies and practices
Strong analytical and decision-making skills
Good organizational and project management skills
Excellent interpersonal, verbal, and written communication skills
Ability to manage multiple tasks/projects and deadlines simultaneously
Experience in mortgage servicing or operations activities
Advanced Computer Skills

Responsibilities

Oversee the daily operations within Processing, Underwriting, and Closing functional areas to ensure staffing and workflow efficiencies are continuously improving to meet and exceed industry standards and member and business partner experiences.
Work closely with the VP Mortgage Operations Management to ensure employees are performing as expected and works collaboratively to meet established goals and objectives.
Ensure that underwriting and processing functions and positions are meeting or achieving industry-standard in volume, units, productivity, and efficiency.
Ensure staffing levels are sufficient to maintain maximum workflow while achieving established goals and objectives.
Assist with preparation and reporting of monthly performance metrics.
Ensure that all relevant procedures and policies are developed in a uniform manner, maintained in a central location, and are accessible to all team members.
Develop and maintain a formalized, structured, comprehensive training program to ensure the mortgage department is kept current with regulatory changes, industry standards, compliance, systems, quality control, and operational standards.
Develop and maintain HMDA reporting practices and procedures to maintain necessary regulatory compliance.
Responsible for QA High Findings %.
Ensure all market functions are performed to a high standard in collaboration with investors, vendors, and applicable departments and business units.
Monitor and Improve/maintain Customer Stat.
Responsible for closing times.
Responsible for managing the underwriting and processing departments and related day-to-day back-office mortgage operations in accordance with the organization’s policies and applicable laws.
Responsibilities include interviewing, hiring, and coaching team members; planning, assigning, and directing work volume; performance evaluation, rewards, and recognition; and assisting with issues and their resolution.
Ensure the teams meet on a regular basis for recognition and to discuss objectives and performance goals, including frequent collaboration with closing, support desk, and sales teams.
Ensure all job responsibilities are crossed trained and we have a backup for each team member and area.
Responsible for Employee Engagement initiatives and results.