FP & A

NCD•Detroit, MI

13h•Hybrid

About The Position

NCD is seeking a Director, FP&A to establish and lead the planning function. This role will be responsible for the budget, forecast, long-range plan, and decision support across the organization. The Director will partner with the CFO on capital planning, lender reporting, and new business initiatives. This is a player-coach role, requiring the individual to build models while also hiring and developing a team. The Finance department currently utilizes AI tools, and this role will involve identifying opportunities to enhance the planning process with AI. NCD generates revenue through commissions and administrative fees on premium as a broker of record, program administrator, and administrator for its carrier partners. Business success is influenced by member enrollment, persistency, distributor mix, and carrier terms. As the business expands with new products, the planning process must evolve. The Director, FP&A will be tasked with designing a planning process suitable for a larger and more complex NCD, ensuring leadership has actionable financial data.

Requirements

Bachelor's degree in Finance, Accounting, Economics, or a quantitative field.
8+ years of experience in FP&A, investment banking, corporate development, or Big 4, including at least 3 years leading FP&A or planning at an operating company.
Has built or scaled FP&A processes at a growing company: put the planning calendar, forecast cadence, and reporting in place where they did not exist or no longer fit.
Expert financial modeling, including three-statement models, capital structure, and debt.
Experience presenting results and recommendations to executives, lenders, or investors.
Experience managing and developing analysts.
Data fluency: has worked closely with data or BI teams, can read SQL, and knows what reliable metric definitions look like.

Nice To Haves

1-2 years in investment banking or at a Big 4 firm.
Experience in insurance distribution, an MGA or program administrator, healthcare, or another commission-based business.
Experience with credit facilities and lender reporting, acquisitions and integration, or preparing a company for its first audit.
Has selected and implemented a planning tool.
Hands-on SQL, and experience with BigQuery, dbt, Omni, or a similar analytics stack.
Has used AI tools to redesign a finance process, not only to speed up individual tasks.
MBA, CPA, or CFA.

Responsibilities

Lead the planning calendar: annual operating plan, rolling forecast, and three-year plan.
Design FP&A processes that scale: a fixed planning calendar, department ownership of inputs, version control, model documentation, and review controls.
Own the driver-based company model and the P&Ls by carrier program, product line, and distribution channel. Set the standard for analysis across Finance.
Run the monthly business review with the executive team: results, variances, and the actions that follow.
Own cash, liquidity, and debt capacity forecasting. Prepare lender and owner reporting and support financing discussions.
Evaluate new products, carrier programs, distributor agreements, and acquisitions. Build the case and present a recommendation.
Partner with the Data team on the metrics layer and dashboards Finance relies on. Set Finance's data priorities and decide what belongs in a model versus a BI tool.
Set how FP&A uses AI. Identify the recurring work that AI tools can take over or speed up, such as data pulls, reconciliations, lender and audit request packages, and first-draft commentary. Put those workflows in place and set the review standard for their output.
Select and implement a planning tool when the business needs one.
Hire, develop, and manage FP&A analysts.
Support the annual audit, valuations, and owner reporting.
Other duties as assigned.