Director, Credit Risk

Flywire • Boston, MA

4d • Hybrid

About The Position

As our Credit Risk Director, you will help architect our global credit risk strategy. You’ll lead the charge in balancing growth with sound risk management, ensuring that as we scale into new markets and complex verticals, our financial integrity remains unshakeable. We need a leader who is as comfortable with data modeling as they are with operations and high-level executive strategy.

Requirements

• 10+ years of experience in credit risk, ideally within Fintech, Payments, or Banking.
• You understand that "no" isn't always the answer—it's about "how."
• You should be able to speak the language of SQL, Python, or BI tools to drive insights.
• You can translate complex financial risk concepts into clear, actionable advice for non-finance stakeholders.
• You encourage the growth and development of your team, knowing that their success is the company’s success.
• You’ve managed risk across borders and understand the nuances of international trade and currency volatility, all while helping to profitably grow portfolios.

Nice To Haves

• You’ve seen a few market cycles and know how to navigate them.

Responsibilities

• Own the Strategy: Design, implement, and iterate on a global credit risk framework that supports diverse verticals (education, healthcare, travel, and B2B).
• Underwriting & Analysis: Oversee the underwriting process for new and existing clients, ensuring deep due diligence and financial health assessment.
• Data-Driven Decisioning: Partner with our Analytics and Engineering teams to build automated credit scoring models and risk monitoring tools that leverage real-time payment data.
• Portfolio Management & Continuous Account Monitoring: Create a robust, lifecycle-based monitoring program that moves beyond static reviews. You will implement granular, real-time account monitoring to track merchant financial health, settlement patterns, and transactional anomalies. By establishing a proactive Early Warning System, you will identify credit deterioration at the account level and lead decisive remediation or collateralization strategies to protect Flywire’s interests.
• Global Expansion: Guide Flywire’s entry into new geographies by assessing local credit environments, regulatory requirements, and sovereign risk factors.
• Cross-Functional Leadership: Act as a key advisor to the Sales and Product teams, helping them structure deals and develop features that mitigate risk and allow for profitable growth of our portfolio.

Benefits

• Competitive compensation
• Employee Stock Purchase Plan (ESPP)
• Flying Start - Our immersive Global Induction Program (Meet our Execs & Global Teams)
• Work with brilliant people that will keep you on your toes, learn more about their journeys by checking out #InsideFlywire on social media
• Dynamic & Global Team (we have been collaborating virtually for years!)
• Wellbeing Programs (Mental Health, Wellness, Yoga/Pilates/HIIT Classes) with Global FlyMates
• Competitive time off including FlyBetter Days to volunteer in your community and Digital Disconnect Days!
• Great Talent & Development Programs (Managers Taking Flight – for new or aspiring managers!)

What This Job Offers

• Job Type: Full-time
• Career Level: Director
• Education Level: No Education Listed