Director, Credit Risk Management

Ent Credit Union•Colorado Springs, CO

1d•$180,000 - $200,000

About The Position

As Wings enters a new chapter following its 2026 merger with Ent Credit Union, the Director of Credit Risk will lead a strengthened and realigned second-line credit risk function. This role has been relaunched to reflect the expanded leadership expectations and the strategic needs of a $20B+ organization. The Director will have ownership of the second line oversight function for lending portfolios and for elevating the consistency, quality and strategic value of credit risk review across the organization. The position requires a leader who can influence at all levels, bring clarity to complex credit decisions and help shape the future of Wings' credit risk strategy.

Requirements

Bachelor's Degree in accounting, finance or related field.
9+ years' experience in credit administration and/or credit risk management analytics at a financial institution or regulatory agency.
3+ years' of team leadership or management experience.
Proven credit risk expertise in consumer, mortgage or commercial lending at financial institutions, and in depth understanding of lending credit products.
Experience in data analytics.
Knowledge of risk governance frameworks, second-line enterprise risk management, and internal controls.
Exceptional analytical and problem-solving skills; able to identify issues, ask insightful questions, and escalate appropriately.
Able to clearly explain complex quantitative and model concepts to both technical and non-technical audiences.
Excellent organizational skills, capable of managing multiple deadlines.
Bondable.

Nice To Haves

Master's (MBA, Master of Finance) or relevant certification preferred.
Programming and data manipulation with SQL, Python, and R are a benefit.
Confident negotiator with excellent oral and written communication abilities.
Proven ability to collaborate at a senior level with internal and external stakeholders.

Responsibilities

Perform comprehensive evaluations of the credit union's credit exposures, assess the quality of credit analysis and approval processes, verify the precision of credit ratings, and ensure compliance with established credit risk policies, standards, procedures, and overall risk appetite.
Conduct independent reviews across all lending portfolios to assess credit quality and enforce adherence to relevant risk policies and procedures.
Facilitate early identification of credit-related issues, exceptions, and industry or geographic risk factors to support timely detection of portfolio deterioration.
Contribute to the design and improvement of credit risk review strategies.
Remain up to date regarding federal and state regulations impacting the lending function and the credit union's portfolio.
Manage and coordinate relationships with senior management stakeholders across all departments, presenting review findings clearly and confidently.
Lead or participate in opening and closing meetings, communicating identified matters to leadership and relevant business units under review.
Present well-supported recommendations concerning processes, procedures, and credit risk to senior management, effectively challenging internal risk ratings when necessary.
Provide training and coaching to less experienced colleagues and offer advice to teams across all lines of defense as appropriate.
Mentor and train less experienced colleagues, guiding teams where appropriate.
Guide the daily activities of staff.
Support skills augmentation as appropriate to support Ent initiatives.
Mentoring/coaching of direct reports.
Establish team and individual goals and pursue opportunities for personal development.
Perform quarterly and annual performance assessments.
Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.