WPC Apple Card Data Scientist

Apple • Cupertino, CA

12d

About The Position

The Wallets, Payments, and Commerce (WPC) team at Apple is looking for a full-stack Data Scientist who is passionate about crafting and implementing data solutions that have a direct and measurable impact on Apple customers. In this role, you will help chart the future direction of Apple Card by identifying and investigating new opportunities, projecting future results, and ensuring the business can execute against its long-term strategy. You will partner directly with product, marketing, finance, and credit teams, working cross-functionally to deliver results, as well as working with external partners such as issuing banks to help deliver on our product strategy and roadmap. You should have experience and subject matter expertise in financial modeling, payments, banking, credit, risk operations, data science, and finance. Previous experience working in the credit card industry at an issuer, network or co-brand partner is highly preferred. Experience with a variety of financial products is a plus.

Requirements

• Minimum of bachelor’s degree in engineering, data science, economics, statistics, computer science, or related quantitative field.
• Minimum of 8 years of experience with a proven track record of success in data science roles focused on financial modeling, business analysis, finance, and data analysis.
• Deep understanding of product valuation modeling and marginal decisioning.
• Expert data wrangler in Python (e.g., Pandas, Polars).
• Experience working with relational databases, including SQL.
• Experience with large-scale distributed systems such as Redshift.
• Proficient in cloud data platforms such as Snowflake and Databricks.
• Exceptional data visualization and storytelling abilities.
• Excellent written and verbal communication skills.
• Highly organized, self-driven, and effective at prioritizing and delivering multiple initiatives under tight timelines.

Nice To Haves

• Advanced degree in Applied Econometrics, Statistics, Machine Learning, Analytics, Mathematics, Operations Research, Industrial Engineering, or related field.
• Previous experience working in the credit card industry at an issuer, network or co-brand partner.
• Experience with a variety of financial products.

Responsibilities

• Identify and investigate new opportunities for Apple Card.
• Project future results for Apple Card.
• Ensure the business can execute against its long-term strategy.
• Partner directly with product, marketing, finance, and credit teams.
• Work cross-functionally to deliver results.
• Work with external partners such as issuing banks to deliver on product strategy and roadmap.
• Build scalable production ready workflows, end-to-end ETL pipelines and predictive models that enable data-driven decisions.
• Translate complex analyses into clear, executive-ready insights.
• Translate technical results into clear, compelling narratives for non-technical and executive audiences.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior