Data Scientist - Sr. Associate

JPMorgan Chase & Co.•Columbus, OH

About The Position

As a Data Scientist within the Business Banking Deposit & Cash Management Product Analytics team, you provide data-driven insights to product managers that impact small business customers. You act as a consultant to understand business problems, develop an appropriate data-driven solution framework, perform analyses, and review results with partners. Your work helps the team understand customer behaviors, identify opportunities, and improve customer engagement and operational efficiency. The team supports Deposit products, including Checking, Savings, and CDs, as well as Cash Management products such as ACH, Remote Check Deposit, and Positive Pay. The role contributes to developing new banking products, modifying existing products, establishing controls, and benchmarking against third-party companies.

Requirements

  • Bachelor's degree in a relevant quantitative discipline focused on data engineering, data warehousing, computer science, and/or data-driven analytics.
  • Three years of experience in data science or quantitative analytics.
  • Advanced SQL skills, including data transformation, discovery, validation, de-duplication, aggregation, edge-case identification, and data structure transformation.
  • Experience working across multiple database platforms, including on-premises platforms such as Teradata and Oracle and cloud-based platforms such as AWS and Snowflake.
  • Clear communication and presentation skills, with the ability to articulate complex issues concisely.
  • Strong organizational skills, attention to detail, and a structured approach to writing code and documentation.
  • Experience using large language models to comment on, optimize, and debug code to improve development efficiency.

Nice To Haves

  • Familiarity with banking products, including Deposit products (Checking, Savings, CDs) and Cash Management products (ACH, Remote Check Deposit, Positive Pay).

Responsibilities

  • Build strong relationships with product managers and functional partners.
  • Own the development and execution of analyses and reports end to end.
  • Summarize data results in a non-technical manner for business partners.
  • Translate business questions into data-driven approaches.
  • Deliver diagnostic deep dives, forecasting, and performance reporting that leaders can act on.
  • Maintain a strong focus on sound controls and data quality.

Benefits

  • Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
  • Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
  • Comprehensive health care coverage.
  • On-site health and wellness centers.
  • Retirement savings plan.
  • Backup childcare.
  • Tuition reimbursement.
  • Mental health support.
  • Financial coaching.
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