Data Scientist II - Card Fraud

Truist•Atlanta, GA

22h•Onsite

About The Position

We are seeking Data Scientist II to support card fraud and token provisioning initiatives, with a focus on digital payment security across mobile and digital wallet platforms (e.g., Apple Pay, Google Pay, Samsung Pay, and merchant tokenization). This role will contribute to detecting, analyzing, and mitigating fraud risk while supporting secure transaction experiences. The ideal candidate will bring experience in card fraud, digital fraud, or related risk domains, along with strong technical skills in SAS, SQL, and programming for data analysis and modeling. Exposure to tokenization or digital wallet technologies is preferred but not required. Candidates should have hands-on experience working with fraud datasets, fraud modeling, reporting, or fraud systems, and demonstrate the ability to translate data into meaningful insights. Data Scientist II candidates should have deeper expertise with a stronger emphasis on card fraud analytics. For this opportunity, Truist will not sponsor an applicant for work visa status or employment authorization, nor will we offer any immigration-related support for this position (including, but not limited to H-1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN-1 or TN-2, E-3, O-1, or future sponsorship for U.S. lawful permanent residence status.)

Requirements

Bachelor’s degree and four or more years of experience in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering, or equivalent education and related training
Exhibit understanding of statistical methods, including a broad understanding of classical statistics, probability theory, econometrics, time-series, and primary statistical tests
Familiarity with linear algebra concepts for optimization, complex matrix operations, eigenvalue decompositions, and principal components; working knowledge of calculus/differential equations, with understanding of stochastic processes
Demonstrate understanding of data cleansing and preparation methodologies, including regex, filtering, indexing, interpolation, and outlier treatment
Strong familiarity with data extraction in a variety of environments (SQL, JQuery, etc.)
Working knowledge of Hadoop, Pig, Hive, and/or NoSQL, Spark
Experience in managing multiple projects with tight deadlines in a collaborative environment

Nice To Haves

Exposure to tokenization or digital wallet technologies is preferred but not required.
Master’s degree or PhD in a quantitative field such as Finance, Mathematics, Analytics, Data Science, Computer Science, or Engineering
Four years of relevant work experience if candidate lacks graduate degree
Previous experience in the banking or fin-tech industry

Responsibilities

Independently perform sophisticated data analytics (ranging from classical econometrics to machine learning, neural networks, and natural language processing) in a variety of environments using structured and unstructured data.
Produce compelling data visualizations to communicate insights and influence outcomes among a wide array of stakeholders.
Take accountability and ownership of end-to-end data science solution design, technical delivery, and measurable business outcome.
Engage in stakeholder meetings to identify business objectives and scope solution requirements.
Independently write, document, and deploy custom code in a variety of environments (Python, SAS, R, etc.) to create predictive analytics applications.
Use, maintain, share and collaborate through Truist internal code repositories to foster continual learning and cross-pollination of skillsets.
Actively research and advocate adoption of emerging methods and technologies in the data science field, with the eye of continually advancing Truist’s capabilities.
Exercise sound judgment and foster risk management culture throughout design, development, and deployment practices; partner with cross-functional teams to coordinate rules on data usage, data governance and analytics capabilities.