Fraud Data Scientist (Card Transactions)
About The Position
Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Card Transaction Fraud Strategist within PNC's Technology organization, you will be based in Pittsburgh PA. Official Job Title: R203038 Portfolio Analytics & Strategy Specialist Statistical Modeling, Python, R Language, SQL, other Experience: Direct prior experience with or contribution to credit card or debit card authorization strategies, modeling/analysis or monitoring required. Prior experience at a large card issuer preferred. Technical Skills: Spark/Python, Data Science and Analytics, Optimization Frameworks, Graph/Linkage Analysis, Data Correlation and Visualization PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Requirements
- Direct prior experience with or contribution to credit card or debit card authorization strategies, modeling/analysis or monitoring required.
- Prior experience at a large card issuer preferred.
- Statistical Modeling, Python, R Language, SQL, other
- Spark/Python, Data Science and Analytics, Optimization Frameworks, Graph/Linkage Analysis, Data Correlation and Visualization
- Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience.
- Specific certifications are often required.
- In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
- Bachelors
Nice To Haves
- Prior experience at a large card issuer preferred.
Responsibilities
- Provides financial and regulatory reporting and analyses to maintain adequate controls over the financial and regulatory reporting processes.
- Responsible for running complex business performance, risk and operational analytics.
- May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products.
- Leverages business / product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
- Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
- Establishes baselines for strategies and tracks actual performance to expectations.
- Applies predictive models, third party data, and other tools to develop and execute appropriate segmentation and targeting for acquisition and portfolio strategies to provide insight into portfolio risk.
- Manages engagements with internal and external information suppliers ensuring solution is fit for purpose while maintaining appropriate governance and oversight.
- Works with business, credit, data, and model development partners to design, develop, and monitor test designs and analytical reporting to track and enhance strategies.
- Designs / enhances standard reporting suites for regular product / portfolio reviews.
- Collaborates with the line of business, Finance, and Risk partners to assess and establish credit risk appetite and to understand its implications, as well as to establish policies and procedures governing the identification, monitoring, and management of risk appetite.
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level; and years of service.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
