Customer Service Representative

First Community Bank•West Columbia, SC

18d•Onsite

About The Position

Greets customers and assesses needs to determine sales/service focus or referral to appropriate department. Provides specific services to existing and potential customers such as account opening and/or maintenance, and purchases of CDs, HSAs and IRAs.

Requirements

High school diploma or equivalent required and a minimum of 3 years of related job experience, or equivalent combination of education and experience.
Customer service experience in retail sales environment required, banking experience preferred.
Effective oral and written communication skills.
Excellent customer service and interpersonal skills.
Demonstrate willingness and desire to work in a team environment.
Ability to prioritize and multi-task.
Adaptability to change, including cross-training for Teller and Teller Supervisor.
Ability to compute basic to moderately complex math calculations.
Basic problem-solving and analytical skills.
Ability to interpret and follow a variety of instructions furnished in written, oral, diagram, or schedule form.
Proficiency in using personal computers and office products (e.g., Word, Excel).

Nice To Haves

banking experience preferred

Responsibilities

Access customer needs for sales and/or services in a professional manner, determines best solution and clearly communicates that solution to the customer.
Answer questions regarding bank products and services while recognizing sales and referral opportunities.
Stay apprised of existing bank products and services including implementation of new ones.
Open deposit accounts including checking and savings, certificates of deposit, safe deposit box leases, HSAs, IRAs, etc.
Perform specific service transactions for customers including but not limited to reordering checks, making account name and address changes, granting access to safe deposit boxes, etc.
Handle customer service issues by conducting research, assuming ownership of customer problems, and providing follow-up status to customers.
Greet customers to ensure smooth traffic flow within banking office in order to provide efficient service.
Build customer relationships by using bank developed techniques and processes to better serve customers and the banking office team.
Be proactive in daily customer and prospective customer contact, either by phone or in person to identify financial needs and initiate and/or strengthen relationships.
Support team sales process by identifying and acting upon customer needs or by making the appropriate referral.
Participate in team and individual sales goals.
Follow bank policies and procedures, security guidelines, and comply with all federal, state, and local regulations.
Manage risk in every customer interaction and detect fraudulent transactions to prevent losses.
May be required to perform other duties as assigned.