Customer Experience Specialist

OakStar Bank•Nixa, MO

2d•Onsite

About The Position

At OakStar, strong relationships are at the heart of everything we do—including how we work together. Since 2005, we’ve grown from a single location in Springfield, Missouri, into a trusted, multi-state financial institution serving communities across Missouri, Kansas, and Colorado. As an SBA Preferred Lender and a recognized leader in small business banking, our work supports local economies and meaningful growth—giving our team members the opportunity to make real, visible impact through their roles. Working at OakStar means joining a fast-paced, collaborative, and supportive team guided by our SERVE values—stewardship, empathy, responsiveness, vision, and empowerment. We’re committed to service excellence, giving back to our communities, and fostering a workplace where team members are supported. Current comprehensive benefits include health, dental, vision, life, and disability insurances, as well as 401(k), 401(k) match, paid time off, and paid holidays. The Customer Experience Specialist serves as the first point of contact for customers and consumers contacting the bank via phone, email, or secure message. This role is responsible for delivering exceptional customer service by resolving inquiries, providing account information, assisting with digital banking support, and escalating complex issues appropriately. The Customer Experience Specialist ensures a positive customer experience while adhering to all regulatory and security protocols.

Requirements

1–3 years of experience in a customer service or call center environment, preferably in banking or financial services.
Excellent communication and interpersonal skills.
Strong problem-solving ability with keen attention to detail.
Strong knowledge of banking terminology, products, services, and regulatory requirements.
Patience and professionalism when working with upset or confused customers.
Ability to learn and use multiple systems simultaneously.
Ability to handle sensitive customer information with discretion and confidentiality.
Dependable, punctual, and able to work a flexible schedule if needed.
Proficient computer skills, including proficiency in the Microsoft Office Suite and banking software.
Ability to work a full-time schedule with rotating shifts, including some evenings and weekends.
Ability to work overtime to assist customers, support team members, or meet deadlines.

Nice To Haves

Associate or bachelor’s degree in business, finance, or related field preferred.
Bilingual (English/Spanish or other languages) is a plus.
Experience with call center software, CRM systems, and banking platforms preferred.

Responsibilities

Answer incoming calls in a prompt, courteous, and professional manner.
Verify customer identity in accordance with bank security procedures before providing account information.
Assist customers with account inquiries including balances, transactions, statements, deposits, and withdrawals.
Handle a variety of customer requests such as password resets, debit card activation, stop payments, and address changes.
Educate customers on bank products, services, and digital banking tools (e.g., online banking, mobile app, bill pay).
Investigate and resolve routine issues related to account access, unauthorized transactions, and technical errors.
Escalate complex or unresolved issues to appropriate internal departments (e.g., fraud, IT, operations) following escalation protocols.
Follow up with customers to ensure satisfaction and resolution when necessary.
Guide customers through the use of online and mobile banking platforms and functions.
Adhere to all applicable banking regulations and internal privacy/security standards.
Report suspicious activity or potential fraud according to established protocols.
Identify customer needs and make appropriate referrals to sales or product teams for services such as loans, credit cards, or financial planning.
Promote customer loyalty by providing a positive, empathetic, and knowledgeable experience.
Accurately document all customer interactions in the CRM or case management system.
Stay current on product updates, policy changes, and procedural enhancements.
Participate in team meetings, training sessions, and performance coaching.
Ensure compliance with all bank policies and procedures, as well as all applicable state and federal banking regulations.
Ensure the confidentiality and security of customer information, bank information, proprietary information, and sensitive information.
Treat people with respect, keep commitments, inspire the trust of others, work ethically and with integrity, uphold the bank’s values, and accept responsibility for one’s own actions.
Demonstrate knowledge of and adherence to EEO policy, show respect and sensitivity for cultural differences, educate others on the value of diversity, promote a working environment free of harassment of any type, and value a diverse workforce.
Follow policies and procedures, complete tasks accurately and on time, support the bank’s goals and values, and benefit the bank through outside activities.
Complete all required training and policy reviews within established timeframes.
Perform the position safely, without endangering the health or safety of yourself or others, and report potentially unsafe conditions to management. Comply with occupational safety and health standards and all rules, regulations, and orders issued pursuant to the OSHA Act of 1970 that are applicable to one’s position at the bank.
Possess and maintain a current driver's license and a vehicle with appropriate insurance coverage. Both are required to drive while performing assigned duties and responsibilities.
Possess and maintain adequate skills in computer operation, including email, word processing, spreadsheet, and specialty software programs.
Possess and maintain adequate typing skills to meet the needs of the position.
Possess and maintain adequate math skills to meet the needs of the position. This may include the ability to count currency and coin, calculate interest, balance accounts, add, subtract, multiply, and locate routine mathematical errors.
Practice effective and efficient organizational and time management skills.
Be able to work with general supervision while performing duties.
Use effective oral, written, and interpersonal communication skills. This includes the ability to apply common sense when carrying out instructions, interpreting documents, understanding procedures, writing reports and correspondence, and speaking clearly to customers and employees.
Be able to deal with routine problems involving multiple facets and variables in standardized situations.