Customer Due Diligence

Augustus•New York City, NY

1d•Hybrid

About The Position

Augustus is building the US team from the ground up for America's first stablecoin-native clearing bank, which is always open and operates at the speed of compute. This role owns the end-to-end customer due diligence program for the US market, designing the logic for safe and fast money movement at scale. The position involves building the due diligence framework from scratch, defining risk profiles, setting verification workflow standards, and making final decisions on complex entities. The role requires partnering closely with Operations to automate processes and ensure a frictionless experience for legitimate users while quickly identifying bad actors.

Requirements

3+ years of hands-on experience in CDD or KYC within a US fintech or bank.
Deep working knowledge of the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC regulations.
Direct experience performing deep-dive enhanced due diligence (EDD) on the AML programs of other financial institutions and on complex corporate structures and UBOs.
Proven track record of using and improving automated onboarding verification flows using tools like Alloy, Middesk, or others.
Based in New York City or the Dallas area, or willing to relocate.

Nice To Haves

You look past the surface of documents to find the why behind a transaction, and view every edge case as a puzzle to solve rather than a box to check.
You move fast enough to keep up with an engineering team but have the discipline to ensure a mistake never makes it into production.
You are curious about how companies operate and connecting their use case to Augustus' risk appetite.
You'd rather build the programmable back-office of a fintech startup than maintain the paper-heavy workflows of a legacy bank.
You are comfortable making firm 'go' or 'no-go' decisions on high-risk accounts and defending your reasoning with data.
You get an adrenaline rush from spotting small inconsistencies in a KYC file that others would gloss over.
You thrive in high-volume environments where moving fast is the default, but precision is non-negotiable.

Responsibilities

Own the end-to-end customer due diligence program for the US market.
Design the logic that allows Augustus to move money safely at scale without compromising on speed.
Build the due diligence framework from the ground up: defining risk profiles, setting the standards for verification workflows, and making the final call on complex entities.
Partner closely with Operations, who builds and runs the systems that execute your framework.
Decide where to automate and where to intervene in the due diligence process.
Translate manual verification steps into automated workflows, setting the standards for tooling.
Ensure tooling is making the right risk decisions and only involve human intervention where necessary.
Refine risk scoring models and reduce time-to-onboard without compromising on rigor.
Optimize the engine that allows Augustus to scale its customer base safely.