Customer Dispute Resolution Reviewer - Mortgage Servicing

Newrez LLC•Coppell, TX

7d•Onsite

About The Position

The Correspondence Reviewer III serves as a critical quality control layer for regulatory complaints and other high-risk correspondence, evaluating the work product of Correspondence and Regulatory Complaint Specialists before letters are issued to borrowers or regulators. This role is responsible for ensuring that all required research has been completed and accurately reflected, that response letters are factually correct, compliant, and professionally written, and that no letter advances without meeting the standards required for regulatory and reputational risk. The role requires all the skills expected of a Correspondence Specialist, plus the analytical depth and critical eye to identify what is missing, inaccurate, or insufficient in someone else's work. In-depth knowledge of the Real Estate Settlement Procedures Act ("RESPA"), the Truth-in-Lending Act ("TILA"), the Fair Credit Reporting Act ("FCRA"), and applicable guidance from the Consumer Financial Protection Bureau ("CFPB") is required.

Requirements

High school diploma or equivalent, required, and 5+ years Mortgage Servicing or Origination experience.
OR In lieu of 5+ years Mortgage Servicing or Origination experience: Bachelor's degree with a concentration in English, Communications, or similar field, and 3+ years Mortgage Servicing or Origination experience, with demonstrated experience in complaint handling or correspondence review.
Must be extremely detail oriented with a critical eye for accuracy and compliance.
Thorough understanding of regulatory requirements applicable to mortgage servicing, including RESPA, TILA, FCRA, and CFPB guidance.
Excellent written communication skills, including proper grammar, spelling, punctuation, and sentence structure.
Strong analytical and research skills with the ability to identify gaps and inaccuracies in documented findings.
Ability to provide clear, constructive written feedback to Specialists.
Intermediate to advanced knowledge of MS Word and MS Excel.
Excellent work ethic, high productivity, and deadline driven.
Superior organizational skills with the ability to manage a queue of items under time pressure.
Ability to multi-task and quickly adapt to changing work assignments and regulatory updates.
Employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator.

Responsibilities

Perform quality review of regulatory complaints and high-risk correspondence prepared by Correspondence Specialists, verifying accuracy and completeness prior to letter issuance.
Evaluate the sufficiency of the Specialist's research, including review of loan history, payment history, escrow analysis, and applicable policies and procedures, and identify any gaps before the response is approved.
Assess whether the response fully addresses all issues raised by the borrower or their authorized representative, and evaluate the response for factual accuracy, appropriate tone, and proper grammar.
Validate that regulatory deadlines are being met and escalate appropriately when timelines are at risk.
Ensure all account actions and corrections have been completed prior to approving letters for issuance.
Evaluate whether the response accurately reflects applicable regulatory citations, required disclosures, and CFPB guidelines, and flag any gaps or inaccuracies before approval.
Return correspondence to the originating Specialist with documented feedback, as needed, ensuring corrections are completed before approval.
Identify recurring errors or trends and communicate findings to management to support coaching and process improvement efforts.
Maintain accurate records of reviewed items and approval status in applicable tracking systems.
Performs related duties as assigned by management.