Credit Underwriter Analyst II - Portland

NEXGEN TEAM LLC•Portland, OR

9d•Onsite

About The Position

As a Credit Analyst in the Underwriting function within the Credit Department, you will conduct detailed research on the financial history of businesses (B2B) and individuals (B2C) to determine their creditworthiness by reviewing credit reports, tax returns, and other financial documents to provide a credit recommendation within the timelines set forth in the credit policy. Carson has been synonymous with quality and service since 1938. Originating as a heating oil provider in Portland, we have expanded our reach across the Pacific Northwest, offering a diverse range of services including fuels, lubricants, propane, industrial solutions, and more. Our commitment to customer satisfaction drives our success and inspires our dedicated team!

Requirements

Proven work experience in similar role (minimum 3 years’ experience)
Proficient with 10-key, Microsoft Office Suite (Word, Excel, PowerPoint)
Professional appearance
Solid communication skills both written and verbal
Ability to organize, multitask, prioritize, and work under pressure
Punctuality is essential
High School diploma

Nice To Haves

NACM designation desired but not required
Experience with multiline phone system a plus

Responsibilities

Comply with Corporate Credit & Collections Policy
Responsible for underwriting/reviewing accounts on individuals and businesses by conducting a thorough investigation
Confirm legal business name on credit application by verifying with Secretary of State
Review customers website to determine information provided on credit application is accurate
Review Carson documents/contracts to ensure no alterations have been made
Work closely with sales team on recommendations/needs of customer
Provide decision within authorized limit
Provide recommendation for credit lines over authorized limit
Perform annual review as set forth in credit policy
Discuss risky accounts with Manager
Accountable for Fresh Service (ticketing system) ensuring timelines are met as set forth in credit policy
Provide critical feedback on accounts
Mail welcome letters & adverse action letters (as required)
Serves as first line of defense against fraudulent applications
Various projects and tasks as assigned by Manager
Serve as a primary or secondary backup for other members of the Credit department
Maintain a team environment with other employees and departments.