Credit Specialist

RBCVancouver, BC
Onsite

About The Position

The Credit Specialist role is a specialized role supporting International Private Banking (Canada Asia Centres). You will be the interface between Group Risk Management and the unit's sales structure. The Credit Specialist will be responsible for supporting the private banking team in the underwriting process and structuring credit solutions within the bank's credit policies and risk appetite. In addition to obtaining credit approval you will also be responsible for managing and maintaining annual credit reviews of the portfolio.

Requirements

  • University degree or equivalent education in business, finance, or related fields
  • Fluent in Mandarin or Cantonese
  • 3-5 years of lending experience in the financial services industry
  • A thorough understanding of relevant financing products
  • team player and self-motivated
  • Good verbal and written communications skills

Nice To Haves

  • Experience in Credit Structuring/Sales in the HNW Space
  • Knowledge of Marketable securities

Responsibilities

  • Support Private Bankers in originating, structuring and closing credit opportunities
  • Take a continuous improvement approach to achieving superior client experience, including proactive monitoring of client affair and taking ownership of problem resolutions
  • Provide proactive credit advice to clients as a key member of the client relationship management team in collaboration with the Private Banker and Private Banking Associate teams
  • Promote the business through presentations and meetings to RBC partners of our credit business and capabilities
  • Identify potential new products to enhance our product offerings
  • Proactively manage credit renewals

Benefits

  • bonuses
  • flexible benefits
  • competitive compensation
  • commissions
  • stock where applicable
  • Leaders who support your development through coaching and managing opportunities
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and high-performing team
  • Flexible work/life balance options
  • Opportunities to do challenging work
  • Opportunities to take on progressively greater accountabilities
  • Access to a variety of job opportunities across business
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