Credit Risk Officer, Energy Trading Credit Risk Management - Vice President
About The Position
The Chief Risk Office has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. You will work within the Credit Risk Management (CRM) area within the Chief Risk Office. CRM is a key ‘2nd Line of Defense’ function within the broader Risk Division at Deutsche Bank covering the Corporate & Investment Banks (CB & IB) along with the Private Bank. The Energy Trading Credit Risk team is a new team that is being established to manage the credit risk arising from Deutsche Bank's expanding energy trading business. As a senior Credit Officer in the team, you will be responsible for handling approvals for all credit exposure resulting from energy trading transactions, with underlying’s covering oil, natural gas, emissions and UK and US power, you will be expected to provide expert guidance, propose risk-mitigating structures and approvals/declines, for proposed transactions, you will need to partner closely with Front Office, Market Risk, Legal and Senior CRM Management to ensure robust, forward-looking risk oversight and optimal risk/return outcomes.
Requirements
- Extensive relevant energy trading credit assessment experience
- Solid analytical skills, including derivatives transaction structuring, financial modelling / forecasting
- Demonstrated ability to manage multiple priorities and complex projects in a fast-paced environment
- Exceptional verbal and written communication skills, with the ability to articulate complex financial concepts to diverse audiences
- Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs
Nice To Haves
- Sound judgment and decisiveness — able to make balanced, timely credit decisions while maintaining appropriate risk discipline
- Stakeholder influence and collaboration — builds trusted relationships and communicates effectively with senior management, business partners, regulators, and control functions
- Ownership and accountability — takes responsibility for the full credit lifecycle, proactively identifying issues and driving them through to resolution
- Adaptability and continuous-improvement mindset — responds constructively to emerging risks and champions enhancements to processes, analytics, reporting, and digital capabilities
Responsibilities
- Setting and monitoring counterparty credit limits and ratings.
- Performing detailed credit analysis - reviewing due diligence/counterparty profiles and transaction request memos
- Reviewing documentation terms including proposing appropriate risk-mitigation
- Approving/declining transactions within delegated individual credit authority; and providing recommendations to Senior CRM committees/ risk approvers for larger exposures
- Managing the end-to-end credit lifecycle of individual transactions/counterparties – including onboarding, limit setting, exposure monitoring, and early warning identification
- Portfolio monitoring, including identification of emerging risks / trends across the portfolio, and assessment of concentration risks
- Interfacing with senior management, business unit, internal and external regulators and other key stakeholders.
- Driving continuous improvement in processes, analytics, and reporting capabilities.
- Supporting digitalization/ AI initiatives in this area and supporting any internal and external audit engagement.
- Partner with Front Office leadership to provide constructive challenge, shape risk-mitigating transaction structures, and support sustainable risk-adjusted growth across the energy trading portfolio
- Lead collaboration across Market Risk, Legal, Operations, and other control functions to ensure consistent credit standards, clear accountability, and timely resolution of complex risk matters
- Influence Senior CRM Management and governance committees through clear recommendations, forward-looking portfolio insights, and decisive escalation of emerging risks and concentration concerns
Benefits
- A diverse and inclusive environment that embraces change, innovation, and collaboration
- A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
- Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
- Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
- Educational resources, matching gift and volunteer programs
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
