Credit Risk Manager

MUFG•Los Angeles, CA

1d•$170,000 - $223,000•Hybrid

About The Position

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. The Vice President Credit Analysts in the Structured Finance Group manages a portion of the loan portfolio, performing credit analysis, due diligence, and ongoing monitoring of financial performance and covenant compliance. They prepare credit reviews, coordinate with internal teams, and support loan execution and documentation processes. The role also includes handling administrative agent responsibilities such as lender communications and amendments, while ensuring adherence to internal policies and regulatory requirements. Candidates are expected to have strong project finance experience, financial and legal knowledge, and the ability to manage complex transactions.

Requirements

A minimum of 5 years of experience in project finance (or related sectors), especially credit analysis, execution, due diligence, documentation, and administration.
Seasoned project finance professional with portfolio management experience and ability to handle refinancing of existing loans.
Sound knowledge of finance, accounting, legal/documentation and various project sectors (both US domestic and cross-border).
BA required
Ability to speak, read and write Spanish preferred.

Nice To Haves

MBA preferred.

Responsibilities

Responsible for the management of a segment of the Structured Finance Group loan portfolio
Perform due diligence and regularly scheduled evaluation of assigned loan portfolio, including covenants compliance
Prepare detailed credit reviews and required credit applications according to policy, including evaluation and analysis of financial condition of key contract parties, regulatory and industry risks, historical operating & financial performance and projected performance
Responsible for the coordination and communication of account information across various constituencies throughout the organization
Review loan documentation for newly assigned accounts in advance of closing to make sure that time frame for funding notices is acceptable and that Borrower and IE certificates contain appropriate representations
Responsible for in-depth knowledge of particular industries (including but not limited to electric power, oil & gas, mining, and pipelines) and all current events utilizing internal and external sources
Responsible for proactive coordination with execution team and Loan Transactions Unit for proper booking of newly assigned accounts
Evaluate proposed contents of deliverable reports to make sure that information is sufficiently complete
Perform related duties and participate in special projects as assigned.
Function as the first line resource for credit-side administrative issues
Coordinate waivers/amendments/consents with agency desk
Respond to credit inquiries from syndicate banks, confirming information with the borrower as necessary
Influence improvement of internal process by participating in committees, project teams, or transaction discussions
Ensure that policy, compliance and regulatory requirements are followed (i.e. CoDA, LOA, internal audit J-FSA, Bank of Japan and FRB)