Credit Risk Management

Banco Sabadell • Miami, FL

4d

About The Position

Banco Sabadell is seeking a seasoned professional with a strong analytical background and banking experience to join a dynamic new team within one of Florida’s fastest-growing banks. The role focuses on monitoring portfolio risk, ensuring the accuracy and timeliness of risk analytics and reporting, engaging with external reviewers and regulators, and developing and implementing policies and risk mitigation controls.

Sabadell is a global financial institution headquartered in Barcelona, Spain, founded in 1881. In the United States, it has operated an International Full Branch since 1993, providing corporate banking services to international companies in the American market and private banking services primarily to Latin American high-net-worth individuals and families.

Requirements

• Strong analytical background and banking experience.
• Knowledge of economic, financial, and accounting principles and practices; financial markets; banking; and the analysis and reporting of financial data.
• Proficiency with Microsoft Office programs, particularly Excel.
• Knowledge of business and management principles related to strategic planning, resource allocation, leadership techniques, and coordination of people and resources.
• Strong verbal and written communication skills.
• Time-management and multitasking abilities.
• Full bilingual proficiency.
• At least 5 years of experience.
• Master’s degree in Business Administration, Finance, or Accounting.

Responsibilities

• Monitor and track performance metrics for key portfolios, business lines, and concentrations to ensure model robustness and alignment with portfolio trends.
• Develop a quality framework and standards to ensure reports and analytics are highly accurate.
• Serve as the primary contact for third parties evaluating portfolio risk, including loan reviewers, auditors, and regulators.
• Ensure critical regulatory and management reporting is delivered on time and to a high standard of quality.
• Provide accurate data and account samples for regulatory examinations, internal audits, loan reviews, and similar requests.
• Lead policy development and implementation through analysis and written proposals.
• Lead implementation of risk mitigation controls, such as reserves, to limit risks from specific portfolio populations.
• Collaborate with Compliance, Finance, Accounting, Product Development, and other cross-functional groups to enhance tools, system functionality, and reporting accuracy.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior