Credit Risk Management Consumer Credit Administrator

Regions•Hoover, AL

3d•$101,064 - $132,650•Onsite

About The Position

The Credit Risk Management Consumer Credit Administrator is responsible for developing strategic and tactical recommendations that enhance Regions ability to increase profitability, while managing overall portfolio risk. The officer will be required to work within Regions risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions customers, shareholders and the communities we serve.

Requirements

Bachelor's Degree
Three (3) years of experience in consumer credit risk management
Ability to evaluate, synthesize, organize, and interpret data and information
Ability to provide direction in underwriting requirements and origination automation strategies
Knowledge of quantitative analysis and static pool analysis
Strong technical skills, basic programming and statistical concepts
Strong verbal, written communication, and organizational skills
Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws

Responsibilities

Recommends cohesive strategies that balance to increase profitability, while managing risk
Recommends comprehensive consumer credit policies
Monitors Regions compliance with consumer credit policies
Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth
Develops account management and collection prioritization strategies
Independently reports key risks and emerging risk
Interacts with senior management and will act as a liaison to business units on Credit Review