Credit Risk Finance Consultant

The Hartford•Hartford, CT

1d•$102,800 - $154,200•Hybrid

About The Position

This Finance Consultant level role resides in Credit Risk within the Chief Underwriting Office organization. The primary responsibilities of the role include conducting comprehensive credit and financial statement reviews for new and renewal customers with loss sensitive programs to assess creditworthiness and financial strength for each account. The position requires process-improvement and technology-driven mindset, including extensive use of AI tools and solutions. The consultant will engage directly with business partner leaders and underwriters across National Accounts, Captives, Construction, Y-Risk, Middle Market, and Energy. The role will incorporate loss-sensitive driven collateral needs and management.

Requirements

Bachelor of Science in Accounting or Finance strongly preferred.
Excellent communication, presentation, and interpersonal skills.
Proven ability to interact with senior business partners.
Strong Microsoft Office suite skillset, including AI products.
Ability to operate effectively in a fast-paced, time-sensitive environment with competing priorities, driven by insurance quote cycles and deadlines.
Process-improvement and technology-driven mindset, including leverage of AI tools and solutions.
High degree of initiative, resourcefulness, and the ability to work independently, as well as collaboratively in a team environment.

Nice To Haves

5+ years of experience in accounting or financial analytics, or related discipline, compensation determined based on level of experience.
Strong knowledge of Generally Accepted Accounting Principles.
Credit analysis, collateral management, and insurance product knowledge. preferred, but not required.
Understanding of industry economics and market dynamics.
Knowledge of large deductible, loss-sensitive insurance programs preferred.

Responsibilities

Perform financial and credit reviews, utilizing financial statements, footnotes, and supporting materials for prospective and renewal accounts, to assess the financial strength and creditworthiness of each large deductible, loss-sensitive account.
Partner with Middle and Large Business practice leaders and underwriters to support business objectives and goals to achieve top-line and bottom-line growth.
Drive department objectives to enhance processes, increase efficiency, while leveraging technology and AI-enabled solutions.
Develop a strong understanding of workflows and concepts related to loss-sensitive insurance programs including the various types of collateral solutions accepted for The Hartford’s high-deductible insurance programs.
Develop a deep understanding of the goals and objectives of private equity sponsors and anticipate the strategic direction of the private equity managers, including the related credit implications.