Credit Risk Engagement Leader

TIB•Farmers Branch, TX

1d•Hybrid

About The Position

TIB is committed to serving as Trusted Partners for community banks and our employees. We take great care to maintain a commitment to excellence and personalized service. We are dedicated to providing a diverse work environment that fosters inclusivity and growth. We offer a best-in-class benefits package that includes comprehensive health, life, and disability coverage, 401(k) retirement savings, generous paid time off, parental leave, tuition reimbursement, and other little extras to make work fun. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a Credit Risk Engagement Leader that will coordinate, conduct, and manage loan review engagements, providing guidance and support to other professionals as needed to complete the engagement. Also serves as the client relationship coordinator for local clients and works with prospective and existing clients to secure new or renewing contracts. This is a full-time position that may be located in DFW or fully remote.

Requirements

Bachelor’s degree, preferably in Finance or Accounting
8 years’ credit management, loan review, or examination experience
Expert knowledge of commercial credit concepts and requirements for security attachment, perfection, and valuation
Expert knowledge of commercial loan underwriting and risk rating systems
Fundamental knowledge of loan loss accounting requirements
Fundamental knowledge of real property appraisal requirements
Ability to manage and prioritize multiple projects and deadlines
Excellent PC skills, including Microsoft office products, including Word tables, and Excel pivot tables
Individual should possess good interpersonal skills and be able to work within and foster a team environment
Ability to communicate effectively, both verbally and in writing, and across all levels
Exceptional individual productivity achievement expected

Nice To Haves

10+ years’ credit management, loan review, or examination experience

Responsibilities

Serves as engagement leader for local and regional loan review clients.
Supports development of loan review staff through engagement leadership, coaching, and feedback on company and industry best practices.
Coordination of off-site file access for review team, transaction testing, interviewing, observation, conducting exit interviews, writing timely and accurate final reports, and responding to client questions regarding our services and other regulatory concerns.
Provides daily on-site or off-site client service to include loan review, risk analysis, and related activities for our area financial institution clients.
Leads client exit discussions and oversees preparation of detailed, concise reports.
Ensures client engagements meet budgeted timing requirements.
Presents conclusions and findings in detailed, concise reports and provides well-defined solutions or recommendations for noted risk rating changes and credit management deficiencies.
Reports should provide adequate information regarding exceptions to bank policies or consistent deviation from industry standards.
Supports renewal of local client engagements by fostering positive relationships with clients through direct calls, advertising, etc. and prepares proposals and contracts for recurring clients.
Stays abreast of the current credit environment and specific industry concerns and requirements through continued education, research and interaction with peers.
Complies with all banking laws and regulations, and maintains the confidentiality of bank and customer information.