Credit Risk Analyst

Louis Dreyfus Company • Wilton, CT

14h • Onsite

About The Position

This position conducts credit analysis and due diligence reviews, makes decisions regarding credit limits and credit grading, develops and implements risk prevention strategies and maintains and updates risk information systems and credit data in support of the North American business units. The Credit Analyst will be required to exhibit initiative with regard to decision making within a delegated credit authority.

Requirements

• Bachelor’s Degree with a focus on quantitative subjects
• 2 – 5 (plus) years of experience within physical commodity trading, banking, or financial analysis
• Strong verbal and written communication skills
• Detail oriented
• Ability of prioritize multiple tasks and meet strict daily deadlines independently
• Proficiency with MS Excel and PowerPoint

Nice To Haves

• Fluent Spanish speaker
• Knowledge of international trade finance practices and international banking procedures
• Ability to analyze financial statements and assess transactional or corporate risk
• Ability to make decisions to establish credit limits for customers and recommend financing options and alternatives
• Knowledge of available credit tools (D&B, Moody’s, S&P) to properly evaluate credit
• Ability to manage problem/past-due accounts with trading and sales teams, including determining appropriate collections actions
• Knowledge/experience with soft commodities products

Responsibilities

• Researches data from various sources to ensure accuracy of analysis, including ordering credit reports and analyzing financial data, credit metrics, credit strengths/weaknesses and other information to support decision making and/or recommendations for credit approval while working within delegated credit authority.
• Conducts due diligence analysis to assist in determining transactional credit risk and whether to extend credit or require secured terms
• Manage daily order releases and exposure levels across business lines
• Administers the implementation of, and compliance with, credit policies and procedures using approved methodology; communicates with traders and controllers to resolve conflicts.
• Maintains and updates credit reports and systems.
• Reviews credit risk exposure and follows up on trading/customer credit limit excesses, recommends and implements strategies to reduce exposures if necessary to ensure compliance with global credit policy.

Benefits

• Comprehensive benefits program including medical, dental and vision care coverage, flexible spending account plans, employee assistance program, life insurance and disability coverage
• 401k with Company Match
• Family Friendly Benefits including childbirth and parental leave, fertility and family building benefits
• Paid Time Off (PTO) and Paid Holidays
• Flexible work available (not applicable to all roles)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees