Credit Risk Analyst

Amerisure Insurance•Farmington Hills, MI

1d•Hybrid

About The Position

Amerisure is a property and casualty insurance company that creates exceptional value for its partners, policyholders, and employees. The company offers a comprehensive line of insurance products designed to protect businesses and the health and safety of employees. Amerisure holds an A.M. Best “A” (Excellent) rating and serves mid-sized commercial enterprises in construction, manufacturing, and healthcare. It is ranked among the top 100 Property & Casualty companies in the United States, managing nearly $1 Billion of Direct Written Premium and maintaining $1.21 billion in surplus. This Credit Risk Analyst position is a hybrid role based in Farmington Hills, MI, requiring 3 days in the office and 2 days from home. The role involves collaborating with underwriting staff to analyze creditworthiness, consulting with Agency management and operation teams on insurance risks, advising on credit terms for premium payment or risk acceptance, and interacting with agents and insurers regarding credit determinations and adequacy of charges.

Requirements

Bachelor’s degree in finance, accounting or related field.
2 years of experience in customer service, finance or accounting.
Proficient computer skills required including Microsoft Office Suite.
Demonstrated successful ability to build positive relationships and partnerships within department and across the organization.
Excellent interpersonal and communication skills with the ability to interact with all levels of the organization.
Strong analytical skills and attention to detail.

Responsibilities

Analyze credit data and financial statements of entities to evaluate credit position of future accounts and consult as requested with partner agency management.
Recommend and draft credit protection plans, payment arrangements, billing procedures and other appropriate items, and grant credit terms for payment of premium or risk acceptance as appropriate.
Work closely with producers and underwriters to discuss credit risk recommendations and verification of policy estimates, including participating in account and agency visits as required.
Minimize bad debt risk and maximize accounts receivable collections.
Ensure established standards for turnaround time are met, ensuring adherence to the service model and promoting a strong customer service focus.