Credit Review Specialist I

Platte Valley Companies•Scottsbluff, NE

17h

About The Position

The Credit Review Specialist I's primary responsibility is to review credit for all banks within Platte Valley Companies to minimize losses and ensure that company lending practices conform to established policy across the three-state regions of Nebraska, Wyoming, and Colorado. A secondary responsibility is to assist with internal auditing as necessary.

Requirements

One to three years’ experience in banking with a working knowledge of lending, auditing, and compliance.
Must be willing to travel and adjust to flexible hours.
Traveling is required to Nebraska, Wyoming and Colorado locations.
Knowledge of, or experience in bank examination/audit/loan procedures.
Maintain current knowledge of auditing requirements - on-going basis.
Effective communication skills, both written and verbal.
Demonstrated record of achievement in leadership skills.
Professional appearance.
Decision making competency.
Dependability competency.
On-going development competency.
Environmental safety competency.
Evaluation skills competency.
Interpersonal skills competency.
Prioritizing competency.
Problem solving competency.
Team skills competency.
Self-sufficient/self-starting competency.
Time management competency.
Computer skills needed would include Word/Excel/Outlook.
Must be capable of working with and maintaining the confidentiality of sensitive information.

Nice To Haves

Undergraduate degree in finance, business or related field
Additional professional education at an audit and/or compliance school

Responsibilities

Prepare written loan review reports on all loans reviewed based upon an annual schedule.
Assist in monitoring loans companywide for adherence to loan policy and procedures, banking laws and regulations and documentation standards.
Aid in preparing and reporting credit review findings to senior credit officers at least quarterly.
Completed asset quality reviews will be sent to staff assistants to be scanned to the respective borrowers' file and exceptions/deficiencies noted on pending list.
Review credit completed by credit analyst and provide assistance to credit analyst as deemed necessary.
Attend weekly senior loan committee meetings for Nebraska, Wyoming and Colorado.
Evaluate credit quality and suggest loans to be downgraded or upgraded based on most recent financial information.
Attend and present pertinent topics at annual All Lender Meetings.
Answer questions and provide expertise to all lenders.
Chair quarterly credit review committee meeting.
Chair quarterly status report meetings and act as secretary by taking minutes, preparing agenda, and providing status report sheets.
Field questions for loan regulatory and loan policy inquires by associates.
Work with regulators and external auditors to monitor and assist with examination exceptions.
Will need to keep up to date on bank compliances regulations.
Other duties as assigned.