Credit Review Senior Officer I - C14

Citi • Irving, TX

3d • $191,100 - $216,720 • Hybrid

About The Position

Citibank, N.A. seeks a Credit Review Senior Officer I for its Irving, Texas location. This role involves managing the execution of Business Monitoring and Reviews for clients within Citi's Institutional Clients Group, Citi Commercial Bank, and Citi Private Bank portfolios. The position requires identifying and defining risk management strategies and credit risks, utilizing Citi’s proprietary credit policies and systems to assess credit risk controls, and independently developing solutions to risk and controls concerns. The role also involves recommending the proper application of credit risk policies, evaluating the effectiveness of corrective action plans, leading risk differentiated reviews, and ensuring a consistent credit review process. Additionally, the Credit Review Senior Officer I will evaluate covered Entities’ staffing models and their potential effects on credit analysis quality, and interact with senior management to present findings and deficiencies.

Requirements

• Requires a Bachelor’s degree or foreign equivalent in Economics, Business Administration, Finance, Engineering or related field and 10 years of progressively responsible, post-baccalaureate experience as a Credit Risk Senior Manager, Credit Portfolio Senior Manager, Investor Relations Coordinator or related position involving credit risk management.
• Performing financial analysis and projections for corporations, including comprehensive examination of financial statements and data to assess a company's financial health and performance
• Writing reports for regulatory purposes
• Analyzing applicable regulations to publicly held companies both abroad and in the U.S.
• Performing business valuation, including financial projections, data interpretation and valuation techniques
• Assessing and applying CVM and SEC regulatory requirements
• Knowledge and application of Moody’s, S&P and Fitch rating policies

Responsibilities

• Manage the execution of Business Monitoring and Reviews and ensure the monitoring of and evaluation of clients within Citi's Institutional Clients Group (Large Corporate Segment), Citi Commercial Bank (Middle Market) and Citi Private Bank (High Net Worth) portfolios.
• Identify and define associated risk management strategies and credit risks.
• Utilize Citi’s proprietary credit policies, systems and procedures to review and assess the effectiveness of existing credit risk controls for assigned businesses.
• Independently identify, strategize, and develop solutions to risk and controls concerns, maintaining on-going contact with each Entity throughout the Business Monitoring process.
• Recommend proper application of credit risk policies to improve the quality of credit analyses and the accuracy of risk ratings and regulatory classifications.
• Evaluate appropriateness of Corrective Action Plans undertaken by the business to remediate gaps identified and validate the effectiveness of the business in rectifying said gaps.
• Lead Risk Differentiated Reviews and Quarterly Reviews of each assigned Entity and manage the development of action plans to mitigate and solve identified risks.
• Ensure implementation of a consistent credit review process for regional and global lending business, and the effectiveness of credit controls.
• Evaluate covered Entities’ staffing models, ascertain potential effects on the quality of Citi’s credit analysis and subsequent approval of individual credits within each portfolio, and make recommendations to senior management as it relates to staffing issues.
• Interact directly at a peer level with each Entity’s senior management in order to present findings and highlight any significant deficiencies found.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Manager