Credit Review Officer – Vice President

JPMorganChase • Jersey City, NJ

1d

About The Position

As a Vice President in JPMorganChase’s Wholesale Credit Review (WSCR) team, the Credit Review Officer independently assesses credit risk ratings and the effectiveness of credit management for Commercial & Investment Bank clients. The role validates risk ratings, checks compliance with internal policies and banking regulations, and supports the firm’s commitment to prudent credit practices and regulatory excellence. It includes reviewing wholesale credit portfolios, documenting analyses, monitoring assigned portfolios, and collaborating with credit risk management and other stakeholders to address risks and support sound credit management.

Requirements

• Minimum 7 years of credit experience analyzing high net worth clients and corporations in areas such as credit or loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervision.
• Strong analytical and report-writing skills.
• Effective verbal communication with peers, stakeholders, and bank examiners.
• Demonstrated planning, project leadership, and teamwork abilities.
• Proficiency in Microsoft Office applications.
• Bachelor’s degree or equivalent required.

Nice To Haves

• Graduate degree in a relevant field.
• Experience with derivative and traditional loan products used by wholesale clients.
• Familiarity with regulatory agencies such as OCC, FRB, or RBI.
• Ability to interpret and apply regulatory developments to credit portfolios.
• Experience working with global client portfolios.
• Strong relationship management skills with internal and external stakeholders.
• Knowledge of credit risk metrics and exposure measurement.

Responsibilities

• Conduct periodic reviews of wholesale credit portfolios, analyze client files, and document findings in the workpaper database.
• Develop independent assessments of risk ratings and identify potential risks or control concerns for reviewed clients.
• Monitor assigned portfolios, record observations in monitoring journals, and maintain regular contact with credit executives and bankers.
• Participate in portfolio review and problem credit meetings, providing insights and recommendations.
• Serve as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examiners.
• Partner with credit risk management to communicate potential risks or control concerns identified during reviews.
• Stay informed of regulatory developments and interpret their impact on WSCR portfolios.
• Collaborate with internal stakeholders to support ongoing credit management and policy adherence.
• Prepare concise, thorough written analyses subject to internal and external review.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior