Assistant Vice President Credit Officer

Citi • Tampa, FL

21h • $87,280 - $130,920

About The Position

Citi Community Capital (CCC), the United States’ leading affordable housing lender, provides financing for affordable housing development and preservation and community revitalization projects. The Wholesale Lending Operations closing team supports the lending lifecycle, including loan closing and servicing coordination, complex client onboarding, data management, and quality control. It oversees closing and servicing for conversion loan transactions across business divisions to ensure internal and external requirements are met.

Citi is seeking an experienced professional to manage complex real estate loan closing activities, particularly in affordable housing, and contribute to transaction management across the lending lifecycle. The role manages closings from commitment through funding and requires knowledge of real estate finance, affordable housing development, tax-credit structures, and loan operations. The position also supports process and technology improvements, staff training, data quality, controls, and regulatory compliance.

Requirements

• Bachelor’s or university degree, or equivalent experience, in Finance, Real Estate, Business Administration, or a related field.
• 3–5 years of relevant loan-closing or transaction-management experience within financial services.
• Demonstrated expertise in real estate and construction finance and affordable housing finance, including thorough understanding of LIHTC, tax-exempt bonds, and other subsidy programs.
• Knowledge of deal structure and familiarity with internal business systems such as DealTRAX and Client Portal.
• Proficiency in Microsoft Office Suite, including Word, Excel, and Outlook.
• Ability to manage multiple tasks under tight deadlines, prioritize effectively, and work with minimal management follow-up.
• Strong organizational skills, attention to detail, analytical ability, and problem-solving skills.
• Excellent written and verbal communication, interpersonal, and client relationship skills, including the ability to work with internal and external stakeholders at all levels.
• Ability to work independently and collaboratively in a fast-paced, changing environment with shifting priorities.
• Understanding and awareness of corporate and regulatory policies related to lending.

Nice To Haves

• Experience in affordable housing finance is strongly preferred.
• Familiarity with Tableau or another visualization tool.

Responsibilities

• Manage a pipeline of affordable housing loan closings from commitment through funding, including construction loans, permanent loans, and bond financings.
• Coordinate with internal stakeholders, including underwriting, legal, portfolio management, credit risk, and operations, and external parties, including counsel, developers, syndicators, investors, and government agencies.
• Review and analyze complex legal documentation.
• Apply knowledge of Low-Income Housing Tax Credits (LIHTC) and other tax-credit programs to integrate compliance requirements into the closing process.
• Oversee closing conditions, track deadlines, and manage the collection and review of required documentation.
• Identify and resolve issues with transaction parties to support efficient completion.
• Help create and improve transaction-management processes, standards, procedures, controls, and training.
• Assist with the design, implementation, testing, and rollout of technology solutions for loan lifecycle management.
• Provide training and support to transaction-management staff and business constituents.
• Ensure data quality, controls, and processes meet internal policies and regulatory requirements.
• Work with lines of business and wholesale lending operations to define and implement operational metrics and risk and control reviews.
• Participate in projects to improve performance and efficiency, including loan remediation and loan-system testing and migrations.
• Manage and maintain a pipeline of loan transactions and lifecycle events.
• Capture data, store documentation, troubleshoot issues and roadblocks, and perform quality control for loan transactions.
• Assess risk in business decisions, protect the firm's reputation and assets, comply with applicable laws, rules, regulations, and policies, apply sound ethical judgment, and transparently escalate, manage, and report control issues.
• Perform additional tasks required to successfully carry out the role.

Benefits

• Medical, dental, and vision coverage
• 401(k)
• Life, accident, and disability insurance
• Wellness programs
• Paid time off, including vacation and sick leave
• Paid holidays
• Discretionary and formulaic incentive and retention awards may be available to eligible employees

What This Job Offers

• Job Type: Full-time
• Career Level: Senior