Credit Products Real Estate Asset Manager

Regions Bank•Atlanta, GA

3d•$73,995 - $105,126•Onsite

About The Position

At Regions, the Credit Products Real Estate Asset Manager works to manage due diligence, monitor loan and property performance and key performance indicators and assists with asset management and servicing of a real estate loan portfolio. This group provides client-specific off-balance sheet financing solutions through its various Agency Products – Fannie Mae, Freddie Mac, and HUD. The Credit Products Real Estate Asset Manager is responsible for managing a portfolio of commercial real estate loans, ensuring compliance, mitigating risk, and optimizing asset performance. This role involves detailed financial analysis, credit evaluation, and proactive problem resolution. The ideal candidate will have strong analytical skills, a deep understanding of loan servicing and asset management, and the ability to work independently with minimal supervision.

Requirements

Bachelor's degree in Finance, Accounting, Real Estate or a related field
Three (3) years of relevant experience in Real Estate, Underwriting, or Financial Analysis
Ability to handle multiple assignments and meet deadlines
Ability to work independently and responsibly with minimal supervision
Comprehensive understanding of loan servicing and asset management functions
Highly organized with attention to detail, prioritization skills, and responsiveness
Proficient in Microsoft Office Suites (Outlook, Word, Excel)
Strong analytical and problem-solving skills
Strong verbal and written communication skills

Responsibilities

Maintains internal and external client relationships
Reviews and interprets loan documents and servicing agreements
Identifies and resolves problem assets within the portfolio
Performs and reviews property financial analysis modeling
Analyzes property-level financial statements for accuracy and performance trends
Assesses property condition and deferred maintenance through inspection reports; may conduct on-site property inspections
Provides fundamental credit analysis, including market research, property performance evaluation, and comparable transaction analysis
Reviews transaction due diligence including third-party reports, asset summaries, and cash flow models
Manages asset servicing matters such as payoffs, prepayments, estoppels, lease reviews, SNDAs, reserves, escrows, draw requests, cash management, easements, financial reporting, inspections, post-closing items, and borrower requests
Mitigates potential risks associated with assets in the portfolio
Prepares asset summary memos for program approvals and borrower requests