Credit Products Commercial Portfolio Manager

Regions Bank•Atlanta, GA

8d•$113,687 - $136,217

About The Position

The Credit Products Commercial Portfolio Manager is a client-facing role responsible for independently leading all aspects of the commercial credit process, internally and externally, with prospects and clients. The Portfolio Manager partners closely with Regions relationship managers to execute the Bank’s commercial loan origination strategy, working directly with prospects, clients, and centers of influence to develop financing structures that address borrowing needs. The role manages assigned commercial credit portfolios, including monitoring performance and trends, identifying and remediating issues, and ensuring credit process metrics and regulatory compliance requirements are met. The position is full-time, exempt from Fair Labor Standards Act timekeeping requirements, not eligible for overtime, and eligible for discretionary incentive compensation. It is based in Atlanta, Georgia (Atlanta Midtown).

Requirements

Bachelor’s degree in Finance, Accounting, or a related field.
Five years of experience in commercial underwriting.
Subject Matter Expert-level understanding of accounting and finance, financial statement analysis, and cash flow analysis.
Ability to work collaboratively with multiple stakeholders.
Strong analytical and problem-solving skills.
Strong verbal and written communication skills.
Well organized, detail-oriented, and able to multitask.

Nice To Haves

Completion of a major corporate credit training program, or equivalent corporate banking/corporate finance experience.

Responsibilities

Execute the Bank’s commercial loan origination strategy by working with prospects, clients, and centers of influence to develop financing structures that meet borrowing needs.
Underwrite, structure, and document prospect and client transactions above a designated threshold, generally involving the most complex and largest client relationships and circumstances.
Manage the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues, and developing remediation and underwriting on a timely basis.
Ensure all credit process metrics are within prescribed tolerances.
Maintain accountability for risk evaluation and associated compliance requirements, including AML, CRA/HMDA, Reg B, and other requirements applicable to the assigned portfolio and prospects.
Review interim new-money requests for managed relationships up to a defined limit.