Credit Products Commercial Loan Fulfillment Specialist

Regions Bank•Hoover, AL

8d•Onsite

About The Position

The Credit Products Commercial Loan Fulfillment Specialist orchestrates the closing process for members of the Relationship Team and vendors associated with each loan. The process includes completing, collecting, and analyzing documents required to extend credit; booking loans; resolving post-closing documentation exceptions; and interacting with borrowers, outside counsel, bank associates, and other third parties. The role supports commercial-purpose loans and may partner with Commercial Banking, Branch Small Business, Private Wealth, Real Estate Banking, Regions Equipment Finance, Specialized and Diversified Industries, and Problem Asset Management. For specified segments, the role supports timely loan booking, accurate disbursement of loan proceeds in accordance with approvals, and preparation and packaging of loan documentation. The position tracks time and is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

Requirements

High school diploma or GED.
Two years of related banking experience.
Ability to provide excellent customer service.
Knowledge of commercial credit, regulatory requirements—including BSA/AML, Beneficial Ownership, OFAC, and Flood Regulations—and documentation policies.
Strong interpersonal, verbal, and written communication skills.
Excellent time management.
Highly organized and detail-oriented, with the ability to manage multiple projects under time constraints.
Ability to respond with a sense of urgency.
Strong analytical and problem-solving skills.

Nice To Haves

General knowledge of insurance requirements and other property due diligence necessary for real estate transactions.
General knowledge of syndicated transactions and the ability to collaborate with Capital Markets and other lenders for agent and non-agent deals when supporting Real Estate Banking, Real Estate Corporate Banking, Regions Equipment Finance, Specialized and Diversified Industries, or Problem Asset Management.

Responsibilities

Draft and review loan documentation for commercial-purpose loans, ranging from simple to high-volume or high-complexity transactions in a multi-state environment.
Understand risks associated with closing different types of commercial loans.
Obtain documents necessary to evidence debt and secure loans.
Ensure loans are closed in accordance with approvals and supporting documentation conforms to approvals and policy.
Identify and remediate potential documentation, policy, or regulatory issues before closing.
Communicate frequently with business partners throughout the closing process.
Comply with departmental performance-level metrics.
Contribute to plans to mitigate risks.
Understand client needs and identify opportunities to improve and resolve client-service issues related to commercial credit.
Provide problem-solving and client service for loan products.
Address loan setup issues promptly to ensure system data integrity.
Partner with one or more designated business segments.
For supported segments, book loans promptly, accurately disburse proceeds in accordance with approvals, and prepare and package loan documentation.