Credit Portfolio Manager

U.S. Bank • Brookfield, WI

4d • $86,360 - $101,600

About The Position

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
The Credit Portfolio Manager partners with assigned Relationship Manager(s) to successfully manage credit account relationships. Responsibilities include: underwriting all types of credit account exposure, managing an assigned credit portfolio, successfully closing new business relationships and expanding existing relationships, managing credit risk and responding to prospect or customer credit questions and making independent calls on assigned portfolio of relationships. Secondarily, provides customer service, participates in joint sales calls with Relationship Manager(s) and identifies customer needs.
This active posting is for a Credit Portfolio Management Role: Credit Portfolio Manager 1, Credit Portfolio Manager 2, Credit Portfolio Manager 3, Credit Portfolio Manager 4. Below are the basic qualifications and preferred experience for each level of role. Your level of experience will be reviewed and matched to the appropriate job level when you apply to this posting.

Requirements

• Typically a Bachelor's degree, or equivalent work experience
• Typically three to five years of wholesale banking or related experience (for CPM 1)
• Typically five to seven years of wholesale banking or related experience (for CPM 2)
• Typically seven to 10 years of wholesale banking or related experience (for CPM 3)
• Typically 10 or more years of wholesale banking or related experience (for CPM 4)
• Strong analytical and problem-solving skills
• Strong relationship management and business development skills
• Ability to work effectively with individuals and groups across the company to manage customer relationships
• Effective written communication and verbal presentation skills

Nice To Haves

• Basic knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures (for CPM 1)
• Thorough knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures (for CPM 2)
• Advanced knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures (for CPM 3)
• Extensive knowledge of credit products, lending policy, applicable laws and regulations, credit quality standards, company and business line policies and procedures (for CPM 4)

Responsibilities

• Underwriting all types of credit account exposure
• Managing an assigned credit portfolio
• Successfully closing new business relationships and expanding existing relationships
• Managing credit risk
• Responding to prospect or customer credit questions
• Making independent calls on assigned portfolio of relationships
• Provides customer service
• Participates in joint sales calls with Relationship Manager(s)
• Identifies customer needs

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level