Credit Portfolio Management, Associate
About The Position
SMBC is hiring an Associate within Credit Portfolio Management. This position is responsible for managing a mid market and large cap portfolio of Private Equity backed Leveraged loans that are primarily rated below investment grade. This role is responsible for credit monitoring as well as new business underwriting from within the portfolio (upsizes, M&A add-ons, refinances, extensions, etc.). The position will interact with senior members of SMBC management including credit and risk professionals, and is responsible for managing the relationship with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage.
Requirements
- Minimum of 2 years of credit and lending background preferred
- Good accounting and financial analysis skills
- Experience in review and interpretation of historical and projected statements
- Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants
- Exposure to bank regulatory policies and reviews
- Knowledge of bank grading systems
- Strong communication skills and team orientation
Responsibilities
- Assist in Underwriting increases to total facility, M&A transactions, dividends, refinancing and re-pricing transactions that arise from existing portfolio
- Analyze, negotiate and prepare credit applications and amendments
- Act as direct account manager for assigned portfolio of accounts
- Prepare credit analysis for quarterly and annual reviews
- Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio
- Prepare financial projection models including Base Case and development of Stress Case scenario
- Review of projections and budget achievement
- Utilize various IT systems including customer setup, compliance and portfolio management systems
Benefits
- annual discretionary incentive award
- competitive portfolio of benefits
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
