Credit Portfolio Analyst

Needham Bank•Needham, MA

2h•$69,794 - $90,733•Hybrid

About The Position

The Credit Portfolio Analyst performs functions related to developing, automating, and maintaining loan portfolio and consumer loan reporting. The role supports the creation and upkeep of standard databases, produces reporting to monitor the Bank’s lending portfolio, and helps expand and automate reports into standardized dashboards aligned with the Credit/Risk Package. The analyst recommends reporting and dashboard enhancements, solves data and business problems, works with lending lines and the credit department, participates in designing and implementing Tableau dashboards, and provides ad hoc reporting to stakeholders and decision makers. The position is based in a standard business office environment and is a hybrid role requiring three days per week onsite. Needham Bank describes the position as full-time and offers a competitive salary and benefit package.

Requirements

Strong attention to detail.
Exceptional critical-thinking and problem-solving skills for complex data deliverables.
Aptitude for data analysis and/or formal education in data analysis.
Strong analytical skills, including the ability to define and create metrics, reports, tools, and other resources to quantify and analyze results.
General familiarity with banking.
Familiarity with credit policies and standards and relevant regulations and compliance issues.
Ability to work well independently or as part of a team, with strong communication skills.
Flexibility to move from task to task.
Bachelor of Arts or Bachelor of Science degree required.
Five or more years of analytics experience.
Working knowledge of bank operations or relevant operations and/or systems development experience.

Nice To Haves

Specific expertise in bank data analysis.
Proficiency in Microsoft Office, Python, Tableau, and SQL.
Four or more years of related experience, such as MIS, business reporting, credit risk, and/or consulting.
Experience in banking or mortgage underwriting.
Familiarity with business intelligence applications such as Crystal Reporting.

Responsibilities

Assist in building and maintaining standard databases and producing reports derived from them.
Create reports to monitor the effects on the Bank’s lending portfolio.
Assist in expanding and automating reports to develop standardized dashboards aligned with the Credit/Risk Package.
Recommend enhancements to reports and dashboards that present meaningful data clearly.
Apply problem-solving capabilities to challenges and determine their business impacts on the department and organization.
Act as a liaison between lending lines and the credit department when necessary.
Participate in the design and implementation of Tableau dashboards.
Provide ad hoc reporting to stakeholders and decision makers.
Continually improve ongoing reporting and analysis processes.
Adhere to Needham Bank’s Core Values: focus on customer relationships, embrace change, work as a team, be an asset to the community, always learn, and do the right thing.