Credit Operations Clerk I - Deposit Charge Off/Document Imaging

Southern Bank and Trust • Mount Olive, NC

2d • Onsite

About The Position

This position is responsible for daily processing of charged-off deposit accounts, processing of deposit charge-off recoveries, daily and monthly balancing of related deposit charge-off general ledger accounts, and reporting of deposit charge-off accounts to appropriate agencies. Additional responsibility is imaging of loan and deposit documents.

Requirements

• Bank operations experience preferred
• Knowledge of basic bookkeeping
• Knowledge of state and federal regulatory guidelines and constraints
• Strong oral and written communication skills and the ability to communicate effectively with a broad base of internal and external individuals
• Ability to work independently with limited supervision, maintain strong time management and organization skills
• Maintain a professional and pleasant manner under pressure
• Ability to identify problems and resolve them in a proactive, timely manner
• Proactive teamwork and cooperation
• Strong PC skills with emphasis on Microsoft Office and Web based applications
• High School diploma or general education degree (GED)
• Capable user of standard office equipment/software applications

Nice To Haves

• Certificate in bookkeeping preferred
• Three years of previous experience in banking/bank operations preferred

Responsibilities

• Daily processing of various charged-off accounts including, but not necessarily limited to: Automatically charged-off deposit accounts, Debit Card fraud, Operational charge-offs.
• Daily processing of recoveries related to charged-off deposit accounts.
• Daily and monthly balancing of all general ledger accounts associated with deposit charge-offs and recoveries.
• Weekly reporting of charged-off deposit account details to appropriate collection agency.
• Scanning and indexing of various documents into permanent document image storage system.
• Correction of image document types when incorrectly indexed.
• Maintain documented instructions for completion of daily responsibilities.
• Assist with Loan Document Preparation including, but not necessarily limited to: Entry of new and modified loan request into documentation preparation system, Ensuring compliance with various lending regulations, Assisting branch lending personnel with documentation questions and corrections.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED