Credit Officer - Alternatives (Hedge Funds & Private Markets) - AVP

Citi•New York, NY

2d•$109,120 - $163,680•Hybrid

About The Position

Join Citi's Institutional Credit Management team as a Credit Risk Officer and play a central role in safeguarding the integrity of wholesale lending across one of the world's leading global banks. In this position, you will own end-to-end credit risk analysis for a portfolio of hedge funds and private market clients — delivering independent, high-quality assessments that directly inform credit decisions and risk appetite. You will operate with a high degree of autonomy, partnering closely with banking and risk colleagues to ensure the safety and soundness of Citi's most complex lending relationships.

Requirements

Bachelor's degree (BA/BSc) in Finance, Accounting, Business, or a related discipline
3–5 years of credit experience within banking or credit risk management, with demonstrated capability in assessing hedge funds and private equity funds.
Advanced analytical skills, including the ability to interpret financial statements, evaluate liquidity and leverage profiles, identify root causes, and anticipate forward-looking credit issues.
Hands-on underwriting experience across a range of capital markets products, including Prime Brokerage, Repo, FX, Derivatives, Fund Financing, subscription call facilities, and structured lending.
Exceptional written and verbal communication skills, with the ability to present complex credit views clearly to stakeholders at varying levels of seniority.
Strong interpersonal and organizational skills, with the ability to manage multiple priorities under pressure and influence effectively across teams without direct authority.

Nice To Haves

Advanced degree or professional qualification such as an MBA, CFA, FRM, or CPA.
Familiarity with local market dynamics, regulatory frameworks, and competitive positioning within the alternatives space.

Responsibilities

Assess the credit and financial strength of hedge funds and private market clients through rigorous quantitative and qualitative analysis, forming independent credit opinions and risk ratings.
Produce Credit Analysis Memos and Obligor Risk Ratings based on thorough due diligence, industry expertise, and independent judgement to support appropriate credit decisions within established risk appetite.
Monitor an assigned portfolio on a continuous basis — tracking industry trends, evaluating impacts on key relationships, and escalating emerging credit concerns promptly to senior risk and banking partners.
Deliver Annual Reviews and analysis supporting ad-hoc transactions, portfolio reviews, industry assessments, and stress testing exercises.
Collaborate with regional and industry stakeholders across banking and independent risk functions to implement consistent credit assessment and monitoring standards.

Benefits

Hybrid working model — 3 days in the office and 2 days working remotely, giving you flexibility without sacrificing collaboration.
Exposure to some of the world's most complex wholesale lending relationships across large corporates, public sector entities, and financial institutions.
Access to structured learning and development opportunities that support your progression within credit risk and the broader financial services industry.
A collaborative, inclusive team environment where independent thinking is valued and your voice contributes to real credit decisions.
Wellbeing and financial support programs designed to help you thrive at every stage of your career.
The opportunity to work alongside senior risk and banking professionals, building the expertise and relationships that define a long-term career in institutional credit.
medical, dental & vision coverage
401(k)
life, accident, and disability insurance
wellness programs
paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.