The Credit Manager provides varying levels of information and counsel/advisory in areas of controls/risk management, pricing, cost, marketing strategies, return on investment decisions, mergers/acquisitions/divestitures and the development of overall business plans and strategies. This role translates business strategy into financial targets and tactical plans and supports execution in a controlled risk and reward-based manner. The Credit Manager partners with business teams to develop operating and financial plans required to achieve management's strategic plan. They perform analysis of business performance versus budget and forecast and perform benchmarking of key performance indicators with external and internal peers. This role executes financial process improvements by maintaining financial tools to perform analysis and recommends automation and more efficient methods of creation and delivery. The Credit Manager performs cost/benefit analysis and sensitivity analysis for various 'what if' scenarios and the overall impact to different business teams. They lead in-depth analysis that informs performance management discussions, integrates operational outcomes and financial performance to drive improvement in performance. This role creates automated reports using business intelligence tools to deliver meaningful insights into business performance, providing decision support through analysis. The Credit Manager establishes customer credit limits that support revenue growth and unexpected changes to supply/demand whilst also minimizing the risk of bad debt. They develop and implement strategies and solutions to overcome credit management challenges for their customer portfolio/market. This requires an in-depth understanding of their customer base, financial trends, macro economic and market developments. The Credit Manager serves as the primary interface with our customer's executive finance team. They build relationships within SMG, CPLG, our customers and 3rd party vendors that enables the development and implementation of collaborative strategies aimed at addressing business issues. The Credit Manager engages in external benchmarking initiatives ensuring the organization remains world class and cutting edge. They lead business process management (BPM) related activities aimed at delivering efficiencies, ensuring evolving processes are documented and in compliance with our controls policy. This role leads cross-functional projects requiring effective project management, leadership and interpersonal skills. The Credit Manager creatively solves problems and generates business value through the development of new ideas, products, and more effective processes. They design and deliver effective, tailored, and engaging oral/visual presentations that convey meaning in a way that engages the audience, builds empathy, and drives a desired action. The Credit Manager autonomously monitors and detects environmental changes; adapts, considers alternatives, proactively takes initiative, drives decision quality, and effectively adjusts course. This role incorporates a global view and external (customer) perspective when gathering information, designing and implementing solutions and processes or making decisions.
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Job Type
Full-time
Career Level
Senior