Credit Manager

Turner Supply Company•Mobile, AL

2d•Onsite

About The Position

The Credit Manager is responsible for overseeing the company’s commercial credit and collections processes to ensure timely payment while supporting profitable sales growth. This role evaluates customer creditworthiness, establishes and monitors credit limits, manages collections efforts, and mitigates financial risk associated with customer accounts. This position will build upon a strong, experienced team by introducing enhanced processes, tools, and reporting capabilities to support continued growth and operational efficiency. This is a hands-on role and will help guide the evolution of the department toward more scalable, consistent, and technology-enabled workflows. The Credit Manager partners closely with sales, operations, and leadership to balance strong customer relationships with responsible credit practices in a high-volume industrial supply distribution environment.

Requirements

Commercial credit analysis
Accounts receivable management
Risk assessment
Process improvement
Change management
Negotiation
Relationship management
Financial reporting
Bachelor’s degree preferred
5+ years of relevant experience
Prior team leadership experience
Strong financial analysis skills
Knowledge of credit reporting tools
ERP system experience

Nice To Haves

Process improvement or system experience preferred
Industry experience preferred

Responsibilities

Commit to the company culture of quality, safety, and live by the company core values – Empowerment, Development, Execution, Teamwork, Innovation, and Leadership.
Manage and develop an experienced team of 3, including the A/R Manager and 2 Credit & Collection Analysts
Remain actively involved in day-to-day credit and collections activities, including direct ownership of a portion of the AR portfolio
Leverage the experience of the existing team while guiding the evolution of processes and systems
Evaluate workflows and improve efficiency, consistency, and scalability
Introduce and support adoption of enhanced systems and tools
Develop standardized procedures and documentation
Oversee approval of credit applications and credit limits.
Establish protocols for early identification of past due accounts, assist the AR team with collection efforts and resolving disputes where necessary.
Establish AR metrics for measuring risk trendlines and assist Finance managing bank liquidity by understanding and improving the AR collateral borrowing base component submitted to secure lender monthly.
Partner with sales and operations
Develop policies for credit holds and periodic reviews
Drive effective use of ERP and other technology tools to help streamline processes where applicable.