Intern, Credit, South Bend, IN (Summer 2027)

1st Source•South Bend, IN

6d•Onsite

About The Position

The Credit Intern works as a member of the Credit Team during the summer internship program. Interns are exposed to different areas of the Credit Services department, including Auto, Construction, Aircraft, Small Business, Commercial, Specialty Vehicle, Truck/EEF, and International Business. The internship is a paid, on-site opportunity in South Bend, Indiana, with a desired duration of 10 to 12 weeks and flexible start and end dates. The anticipated schedule is 40 hours per week, Monday through Friday. The intern learns the basics of commercial lending and credit underwriting; assists with obtaining credit information, maintaining credit files, requesting and reviewing financial information, and conducting additional research; and supports periodic financial reviews of current customers. The intern attends Credit Committees as an observer to learn about the credit approval process and completes assigned reports or projects by management's deadlines. Regular and predictable attendance and completion of position-related compliance training are essential. The program includes an orientation kickoff and networking opportunities with other interns, colleagues, and senior management. The role requires a high school diploma or GED. Pursuing a bachelor's degree in accounting or finance is desired, as is an interest in pursuing a career in banking. Candidates should be proficient in Microsoft Office, especially Excel and Word, and have strong organizational, analytical, problem-solving, prioritization, deadline-management, and communication skills. The role involves sitting, standing, and walking; using hands and fingers to operate a keyboard and other office equipment; reaching with hands and arms; and talking or hearing. Occasional stooping or kneeling and occasionally lifting or moving up to 10 pounds may be required. Reasonable accommodations may be made to enable individuals to perform essential functions.

Requirements

High school diploma or GED.
Proficiency in Microsoft Office software, especially Excel and Word.
Good organizational skills.
Analytical and problem-solving skills with attention to detail.
Ability to prioritize workload and manage multiple competing tasks and demands.
Ability to meet deadlines.
Good written and verbal communication skills.
Regular and predictable attendance.
Completion of compliance training related to the position.

Nice To Haves

Pursuing a bachelor's degree in Accounting or Finance.
Pursuing a career in banking.

Responsibilities

Learn the basics of commercial lending and credit underwriting.
Assist with obtaining credit information.
Perform credit file maintenance, request and review financial information, and conduct additional research as required.
Assist with periodic financial reviews of current customers.
Attend Credit Committees as an observer to learn about the credit approval process.
Complete reports and projects assigned by management by the identified deadlines.
Maintain regular and predictable attendance.
Complete all compliance training related to the position.